10425 SE State Route Ff Hwy, Agency, MO, 64401
About This Home
Cozy Raised Ranch Waiting For You! Come check out this adorable 3 bedroom, 2 full bath home that sits on a peaceful 1.5 acres. The covered front porch is perfect for morning coffee while out cack the deck overlooks the yard and those beautiful woods, giving you tons of privacy and plenty of chances to spot wildlife right in your own backyard. Inside, the large eat-in kitchen is the kind of space where everyone naturally gathers. You'll love the main-floor laundry (no more lugging baskets up and down stairs!), and there's a handy office nook thats great for working from home or keeping the kids organized. The lower level has a large unfinished space with a walkout hat gives you a blank canvas for whatever you dream up- indoor/outdoor living space, a workshop or that rec-room you've always wanted. You also get a detached garage and that coveted school district everyone talks about. This cute home is ready for its ext chapter. If you're looking for space and that peaceful country feel this is your chance!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Roof: Composition
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Basement BR,Concrete,Interior Entry,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area below ground: 450
- Finished area above ground: 1,190
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Electric
Interior Area
- Total structure area: 1,640
- Total interior livable area: 1,640 sqft
Property
Details
- Parcel number: 104.019000000001.000
Lot
- Lot size: 1.50 Acres
Parking
- Total spaces: 1
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Drought
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,264 | $15,168 |
| Home Insurance * | $230 | $2,760 |
| Property Taxes | $154 | $1,848 |
| Electricity | $141 | $1,693 |
| Total | $1,789 | $21,468 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Price change | $235,000 |
| 2026-06-28 | Listed for sale | $250,000 |
View on Zillow