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558A Commercial Street, Provincetown, MA, 02657

4beds
4baths
1,992sqft
$3,195,000
$1,604price/sqft
$18,803/moest. monthly cost
$752,120/yrincome needed

About This Home

Rooted in the legacy of Provincetown's East End, timeless & private w/ uninterrupted views of Cape Cod Bay. Presented for the first time in over 30 years, this rare coastal home blends water views, mature landscaped grounds, & the enduring character of old Provincetown. A beach easement across the street offers effortless shoreline access, while 2 off-street parking spaces provide an exceptional East End amenity. Spanning approx. 1,992SF, the home features 4 bedrooms, 4 bathrooms, exposed beams, original wide-plank floors, a wood-burning fireplace, an updated kitchen, formal dining room, private rear patio, expansive gardens, front yard, raised terrace & a magnificent Northern Catalpa tree. Large windows frame Cape Cod Bay, filling the home w/ natural light. A distinctive opportunity to own an iconic East End residence deeply connected to the history, landscape, & spirit of the Outer Cape, thoughtfully designed for both everyday coastal living.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
70
BikeVery Bikeable

Schools

6/10
Provincetown SchoolsGrades PK-81.0 mi

Construction

Condition

  • Property condition: Updated/Remodeled, Approximate
  • Year built: 1890

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Other

Interior Area

  • Total structure area: 1,992
  • Total interior livable area: 1,992 sqft

Property

Details

  • Parcel number: PROV M:152 P:7 E:00A
  • Attached to another structure: Yes
  • Zoning: R2
  • Special condition: Standard

Features

  • Stories: 3
  • Has view: Yes
  • Has water view: Yes
  • Water view: Bay/Harbor

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 2
  • Parking features: Shell

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Hail
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,155$193,860
Home Insurance *$526$6,312
Property Taxes $1,730$20,760
Electricity $392$4,713
Total$18,803$225,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$644,674/yr
40% on housing$564,090/yr
45% on housing$501,413/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,604This listing

vs Other Active Listings

Avg $/sqft

ZIP 02657$821
Barnstable County$547

vs Homes Sold Last Month

Median $/sqft

ZIP 02657$1,316
Barnstable County$463

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$3,195,000
2026-07-05Listed for sale$3,195,000

For Sale by Agent

AgentRicardo Rodriguez Team
BrokerageColdwell Banker Realty

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