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74 Goff Rd, Oak Hill, WV, 25901

3beds
2baths
1,232sqft
$229,900
$187price/sqft
$1,603/moest. monthly cost
$64,120/yrincome needed

About This Home

Discover the perfect combination of modern design, quality craftsmanship, and an unbeatable location in one of Oak Hill's newest residential communities. Conveniently located just minutes from New River Gorge National Park, this brand-new home offers easy access to world-class hiking, whitewater rafting, rock climbing, mountain biking, and all the outdoor adventures that make Southern West Virginia so desirable. Currently under construction, this beautifully designed 3-bedroom, 2-bath home will feature an inviting open-concept layout ideal for both everyday living and entertaining. Luxury vinyl plank flooring will extend throughout the main living areas and bedrooms, complemented by ceramic tile flooring in the bathrooms. A spacious living room with vaulted ceilings and recessed lighting will create a bright, open feel throughout the home. The kitchen will offer modern finishes and include appliances, providing everything needed for comfortable, low-maintenance living. Enjoy outdoor living from both the front and rear decks, perfect for relaxing, grilling, or entertaining family and friends.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

--
3/10
Collins Middle SchoolGrades 6-83.0 mi

Construction

Condition

  • Year built: 2026

Materials

  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • 1st Floor Bedroom,1st Floor Bathroom,Other
  • Finished area below ground: 0
  • Finished area above ground: 1,232

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Air Conditioning,Heat Pump

Interior Area

  • Total structure area: 1,232
  • Total interior livable area: 1,232 sqft

Property

Details

  • Parcel number: 030N/0013

Features

  • Patio & porch: Deck,Covered
  • Exterior features: Other

Lot

  • Lot size: 6,534 sqft
  • Lot size dimensions: .150

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Inland Flooding
Landslide
Strong Wind

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$155$1,860
Property Taxes $105$1,260
Electricity $181$2,178
Total$1,603$19,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,960/yr
40% on housing$48,090/yr
45% on housing$42,746/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.0%
-5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 25901$101
Fayette County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 25901$119
Fayette County$111

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$229,900

For Sale by Agent

AgentLisa Armes
BrokerageARMES REAL ESTATE & LAND COMPANY INC.

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