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34 Palisades Yacht Club Dr, Lake Ozark, MO, 65049

4beds
6baths
4,300sqft
$1,550,000
$360price/sqft
$9,750/moest. monthly cost
$390,000/yrincome needed

About This Home

The Enclave at 14 Mile is an Elite Collection of 10 Exceptionally Designed Homes. Nestled along the shoreline, a Premiere Horseshoe Bend Parkway gated entry leads into your attached two car garage, offering security and privacy. You’ll step into warmth, texture and superior artistry with a myriad of indoor and outdoor luxury amenities and products including your private pool right at the lake’s edge. 4,300SF, 4BR | 4FullBT | 2Half BTH, Main level great room with kitchen, primary suite, laundry & powder room. Midlevel family room, three bedrooms & three full baths. Lower level has a pool bar/kitchen w/roll up windows overlooking the pool patio plus a game room & guest bath. Cruiser and powerboat slips available. Homes are built villa style w/adjoining concrete block firewall for safety & soundproofing. Be sure to watch the video of the model!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
Osage Middle SchoolGrades 6-85.2 mi
7/10
Osage High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Poured
  • Roof: Architectural,Shingle
  • Construction materials: Stone,Synthetic Stucco

Type & Style

  • Home type: Townhouse
  • Architectural style: Three Story
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Stove
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Features

  • Built-in Features,Ceiling Fan(s),Custom Cabinets,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower
  • Flooring: Luxury Vinyl Plank,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,300
  • Total interior livable area: 4,300 sqft

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 01702600000005007000
  • Zoning description: Residential

Features

  • Levels: Three Or More
  • Private pool: Yes
  • Patio & porch: Covered,Deck,Open
  • Exterior features: Concrete Driveway,Deck,Pool
  • Has view: Yes
  • View description: Channel
  • Has water view: Yes
  • Water view: Channel
  • On waterfront: Yes
  • Waterfront features: Lake Front,Seawall

Lot

  • Features: Lake Front,Sloped,Views
  • Lot size dimensions: Zero Lot Line

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Ice Storm
Tornado
Winter Weather
Hail
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,837$94,044
Home Insurance *$991$11,892
Property Taxes $594$7,128
Electricity $328$3,940
Total$9,750$117,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$334,285/yr
40% on housing$292,500/yr
45% on housing$260,000/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$360This listing

vs Other Active Listings

Avg $/sqft

ZIP 65049$202
Camden County$256

vs Homes Sold Last Month

Median $/sqft

ZIP 65049
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-20Listed for sale$1,550,000

For Sale by Agent

AgentC. MICHAEL ELLIOTT
BrokerageC. Michael Elliott & Associates

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