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14251 Pescadero Creek Rd #4, Lahonda, CA, 94020

1beds
1baths
550sqft
$645,000
$1,173price/sqft
$4,247/moest. monthly cost
$169,880/yrincome needed

About This Home

A rare creekside retreat in the Santa Cruz Mountains. Tucked among towering redwoods, this fully remodeled 1920s cabin sits above year-round Alpine Creek, with a private deck that feels suspended over the water. Fall asleep to the soothing sound of the creek and wake to filtered morning light through the redwoods, coffee in hand, and radiant-heated tile floors beneath your feet. Inside, everything is new and move-in ready: a thoughtfully designed open-concept living space, updated appliances, and a beautifully finished walk-in shower. Just outside, a creekside pad is already prepared for a future hot tub, creating the perfect spot to unwind after a day outdoors. This is the ultimate weekend escape or full-time sanctuary just 35 minutes from Sand Hill Road yet worlds away from the pace of Silicon Valley. Ride the legendary Alpine Road, hike La Honda Creek Open Space Preserve from your doorstep, spend the afternoon at San Gregorio State Beach just 15 minutes away, and grab a meal at local favorites Alice's Restaurant or Apple Jack's on the drive home. Opportunities to own true creek frontage in the Santa Cruz Mountains are increasingly rare. Opportunities at this price point are rarer still. :

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

9/10
6/10
Pescadero High SchoolGrades 9-126.6 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Slab,Other
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence,Residential

Interior

Bathroom

  • Features: StallShower

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: DiningFamilyCombo

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • Flooring: Tile

Heating & Cooling

  • Heating features: Radiant,Radiant Floor
  • Cooling features: None

Interior Area

  • Total structure area: 550
  • Total interior livable area: 550 sqft

Property

Details

  • Parcel number: 083231030
  • Zoning: R10008
  • Special condition: Standard

Features

  • Stories: 1
  • Has view: Yes
  • View description: Forest/Woods

Lot

  • Lot size: 0.28 Acres

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Drought
    DroughtRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Drought
Wildfire

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,261$39,132
Home Insurance *$250$3,000
Property Taxes $338$4,056
Electricity $398$4,786
Total$4,247$50,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,611/yr
40% on housing$127,410/yr
45% on housing$113,253/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,173This listing

vs Other Active Listings

Avg $/sqft

ZIP 94020$722
San Mateo County$915

vs Homes Sold Last Month

Median $/sqft

ZIP 94020$592
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-10Price change$645,000
2026-06-20Listed for sale$699,000

For Sale by Agent

AgentJames Milton
BrokerageColdwell Banker Realty

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