2105 Elm St, Hull, IA, 51239
About This Home
Don't miss your chance to own this affordable, brand-new construction home in Hull, IA! Offering 1024 square feet of thoughtfully designed living space, this unique home features the main living area on the second floor, providing an open and comfortable layout with two bedrooms and one full bathroom. The impressive 32′ x 32′ attached two-stall garage offers exceptional space for vehicles, storage, or a workshop. It also includes a convenient half bath and a dedicated mechanical room, adding functionality and flexibility to the property. Whether you're a first-time homebuyer, looking to downsize, or searching for a low-maintenance new home, this property is an outstanding opportunity to enjoy the benefits of new construction at an affordable price. There have been 4 Villas built and there are only 2 available left to purchase!! Schedule your showing today and make this beautiful new home yours! Note: The interior pictures are from a completed Villa with a similar floor plan.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2026
Materials
- Roof: Asphalt
- Construction materials: HardiPlank Type
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Finished area above ground: 0
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central
Interior Area
- Total structure area: 0
- Total interior livable area: 1,024 sqft
Property
Details
- Lease amount: 0
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Tornado
- Winter Weather
- Cold Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Drought
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,309 | $15,708 |
| Home Insurance * | $162 | $1,944 |
| Property Taxes | $233 | $2,796 |
| Electricity | $121 | $1,452 |
| Total | $1,825 | $21,900 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-26 | Listed for sale | $259,000 |
View on Zillow