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15-1585 11th Ave, Keaau, HI, 96749

--beds
0baths
--sqft
$260,000
--price/sqft
$1,845/moest. monthly cost
$73,800/yrincome needed

About This Home

This 384 sq ft structure , built in 2021, includes a bedroom, 1 bath, a kitchenette and a small extra room wihich doubles as the front room/office or extra bedroom. The kitchinette and entrance have windows built in across the whole ocean side to add extra light. . This home has a covered 128 sq ft covered lanai at the front entrance.. Unpermitted, this was originally built as a temporary housing while building a home. The slab foundation was completed for building a home or garage. . The oriiginal plans have been canceled but there are several improvments to the proeprty. It comes with a permitted cesspool and a double cathement system, (one with filter and UV system). The other for watering plantings. All the appliances are included in the sale. (new washer, Samsung dryer, a refrigerator, instant on hot water and a small airconditioner. . Please give 24 hour notice to view as the owners live on the property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
Keaau Elementary SchoolGrades PK-54.4 mi
5/10
Keaau Middle SchoolGrades 6-84.8 mi
3/10
Keaau High SchoolGrades 9-124.2 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Property

Details

  • Parcel number: 3150470360000
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Features

  • Fencing: Wire

Lot

  • Lot size: 1 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Volcanic Activity
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$82$984
Property Taxes $75$900
Electricity $374$4,497
Total$1,845$22,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,257/yr
40% on housing$55,350/yr
45% on housing$49,200/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 96749$321
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96749$366
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-27Listed for sale$260,000

For Sale by Agent

AgentNaomi Watts
BrokerageHomeSmart Island Homes

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