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12938 NW Ramona Ln Lot A23, Portland, OR, 97229

5beds
4baths
2,717sqft
$769,950
$283price/sqft
$4,837/moest. monthly cost
$193,480/yrincome needed

About This Home

***CHECK IN AT THE MODEL HOME FIRST — 12992 NW Ramona Lane (Lot 10).Welcome to Deer Fern Ridge IN BETHANY!!. A thoughtfully planned new community of 40 detached single-family homes in the heart of Bethany, where design, livability, and long-term value come together. Homes range from 2,348–2,885 sq ft and are designed for how people actually live today — with flexible layouts, main-level bedrooms and baths, and light-filled living spaces that feel open, comfortable, and intentional. Designer-curated interior finishes, premium stainless-steel appliances, and generous natural light come standard throughout. Located just five minutes from Bethany Village, this 2,717 sq ft floor plan offers 5 bedrooms and 3.5 baths, ideal for flexible and multi-generational living. Southern-facing exposure fills the main living areas and primary suite with natural light throughout the day. The lower level features a large family room plus a private bedroom and full bath — perfect for guests, a home office, extended living, or a quiet retreat. The open-concept main floor is designed for connection and entertaining, with a light filled great room, dining area, and a gourmet kitchen featuring quartz countertops, a large island, walk-in pantry, double ovens, and high-end stainless-steel appliances. Upstairs, the South facing primary suite offers a spa-inspired bathroom with quartz counters, double undermount sinks, a large walk-in closet, and elegant tile flooring. Three additional bedrooms and a conveniently located laundry room complete the upper level. Model Home open Thursday–Sunday, 12–5 PM, or book a private showing. Photos are of the model home on Lot 10. Images and renderings are for illustration purposes only.Move in right before the Holidays - November 2026!!

Getting Around

8
WalkingCar-Dependent
0
TransitNo Nearby Transit
20
BikeSomewhat Bikeable

Schools

7/10
9/10
Tumwater Middle SchoolGrades 6-82.5 mi
9/10
Sunset High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: NW Contemporary
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built In Oven,Convection Oven,Dishwasher,Disposal,Double Oven,Gas Appliances,Microwave,Plumbed For Ice Maker,Range Hood,Stainless Steel Appliance(s),Gas Water Heater,Tankless Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Closet, Wallto Wall Carpet
  • Level: Upper
  • Area: 117

Bedroom3

  • Features: Closet, Wallto Wall Carpet
  • Level: Upper
  • Area: 90

Bedroom4

  • Features: Closet, Wallto Wall Carpet
  • Level: Upper
  • Area: 90

Bedroom5

  • Features: Closet, Wallto Wall Carpet
  • Level: Lower
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Laminate Flooring
  • Level: Main
  • Area: 99

Family Room

  • Features: Exterior Entry, Patio,Wallto Wall Carpet
  • Level: Lower
  • Area: 195

Features

  • Floor 3rd,Quartz,Soaking Tub,Closet,Kitchen Island,Pantry,Great Room,Double Vanity,Shower,Tile
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Laminate,Tile,Vinyl,Wall to Wall Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Forced Air 95 Plus,Fireplace(s)
  • Cooling features: Air Conditioning Ready

Interior Area

  • Total structure area: 2,717
  • Total interior livable area: 2,717 sqft

Kitchen

  • Features: Dishwasher, Gas Appliances, Island, Microwave, Pantry,Builtin Oven, Convection Oven, Laminate Flooring, Quartz
  • Level: Main
  • Area: 104

Living Room

  • Features: Deck, Fireplace, Great Room,Laminate Flooring
  • Level: Main
  • Area: 182

Master Bedroom

  • Features: Double Sinks, Quartz, Shower, Soaking Tub, Tile Floor, Wallto Wall Carpet
  • Level: Upper
  • Area: 182

Property

Details

  • Parcel number: R2236185

Features

  • Levels: Tri Level
  • Stories: 3
  • Patio & porch: Covered Deck,Patio,Porch,Deck
  • Exterior features: Yard,Exterior Entry
  • Fencing: Fenced
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 3,049 sqft
  • Features: Sprinkler,SqFt 0K to 2999

Parking

  • Total spaces: 2
  • Parking features: Driveway,On Street,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Ice Storm

FEMA Declared Disasters in Washington County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,893$46,716
Home Insurance *$147$1,764
Property Taxes $551$6,612
Electricity $246$2,958
Total$4,837$58,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,840/yr
40% on housing$145,110/yr
45% on housing$128,986/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 97229$287
Washington County$254

vs Homes Sold Last Month

Median $/sqft

ZIP 97229$311
Washington County$291

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$769,950

New Construction

AgentTamiko Warren
BrokerageeXp Realty, LLC

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