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141 Limestone St, Mount Vernon, KY, 40456

2beds
3baths
1,907sqft
$275,000
$144price/sqft
$1,925/moest. monthly cost
$77,000/yrincome needed

About This Home

Welcome to your beautiful new construction retreat! This modern two-story home offers the perfect blend of comfort, space, and contemporary style, ideal for today's lifestyle. Featuring 2 spacious bedrooms and 2.5 bathrooms, this property is thoughtfully designed for both everyday living and entertaining. Step inside to an inviting open-concept living area where the kitchen, dining and living spaces flow seamlessly together, enhanced by attractive vinyl flooring that adds both durability and charm. Abundant natural light fills the home, creating a warm and welcoming atmosphere throughout. In addition to the main living areas, you'll find a versatile bonus room on the first level—complete with a closet—perfect for use as a guest space, hobby room, or additional storage. There's also a dedicated area ideal for a home office, making remote work or study both convenient and comfortable. Enjoy peaceful surroundings from not one, but two private decks—one on each level—offering the perfect spots for relaxing, entertaining, or taking in the scenic views. The home also features a spacious 2-car attached garage, providing ample room for parking and storage. If you're searching for a brand-new home with open-concept living, flexible space, and a serene setting, this property is a must-see!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

5/10
7/10

Construction

Condition

  • Property condition: New Construction
  • Year built: 2026

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Other

  • Builder model: N/A

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Range,Vented Exhaust Fan
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Lower Level

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: First

Dining Room

  • Level: Second

Features

  • Entrance Foyer,Ceiling Fan(s)
  • Window features: Insulated Windows
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,907

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,907
  • Total interior livable area: 1,907 sqft

Kitchen

  • Level: Second

Living Room

  • Level: Second

Master Bedroom

  • Level: Second

Office

  • Level: First

Property

Details

  • Parcel number: 046SW04004

Features

  • Levels: Two
  • Has view: Yes
  • View description: Trees/Woods,Mountain(s),Neighborhood

Lot

  • Lot size: 0.59 Acres
  • Features: Few Trees

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$269$3,228
Property Taxes $112$1,344
Electricity $154$1,850
Total$1,925$23,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,000/yr
40% on housing$57,750/yr
45% on housing$51,333/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 40456$126
Rockcastle County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 40456
Rockcastle County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-27Listed for sale$275,000

For Sale by Agent

AgentDonna Thomas
BrokerageCENTURY 21 Advantage Realty

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