1970 Smart Rd, Como, MS, 38619
About This Home
New Construction Home USDA Eligible for Qualified Buyers! Enjoy peaceful country living in this beautiful new construction home situated on 2.2 acres, just minutes from Hernando, Senatobia, Batesville, and only 15 minutes from Sardis Lake. This thoughtfully designed home features an open floor plan with luxury vinyl plank flooring, a spacious great room with a gas log fireplace, and a gorgeous kitchen with granite countertops, custom cabinetry, stainless steel appliances, and a large island that's perfect for gathering. The private primary suite offers a relaxing retreat with a soaking tub, walk-in shower, double vanity, and his-and-her walk-in closets. Step outside to the covered back porch and enjoy the privacy and space that only acreage can provide. With quality finishes, modern conveniences, a private well and septic system, and plenty of room to spread out, this home offers the perfect mix of comfort, convenience, and country charm. Come see why you'll want to call it home!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Asphalt
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Traditional
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave
- Laundry features: Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Breakfast Bar,Double Vanity,Eat-in Kitchen,Entrance Foyer,Granite Counters,High Ceilings,His and Hers Closets,Open Floorplan,Recessed Lighting,Soaking Tub
- Flooring: Carpet,Vinyl
- Fireplace features: Great Room,Propane
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,891
- Total interior livable area: 1,891 sqft
Property
Details
- Parcel number: Unassigned
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio,Porch,Slab
- Exterior features: See Remarks
- Waterfront features: None
Lot
- Lot size: 2.21 Acres
- Features: Wooded
Parking
- Total spaces: 2
- Parking features: Garage Faces Side,Gravel
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Tornado
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters in Panola County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,567 | $18,804 |
| Home Insurance * | $367 | $4,404 |
| Property Taxes | $144 | $1,728 |
| Electricity | $192 | $2,304 |
| Total | $2,270 | $27,240 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $308,000 |
| 2026-07-14 | Listed for sale | $310,000 |
View on Zillow