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15116 SW 94TH Circle, Lake Butler, FL, 32054

3beds
2baths
1,664sqft
$379,900
$228price/sqft
$2,459/moest. monthly cost
$98,360/yrincome needed

About This Home

Welcome home to this beautifully built residence in the highly sought after neighborhood of Hidden Oaks. This 3 Bed/2 Bath home is move in ready and combines modern style with everyday comfort and no HOA. Enjoy the open concept floor plan featuring a spacious kitchen with granite countertops, stainless steel appliances, a large center island and pantry. It's perfect for family gatherings and entertaining. The private primary suite offers a relaxing retreat with an ensuite bathroom featuring a walk in shower, soaking tub, and large walk in closet, & connecting to laundry for easy access. Start your mornings with coffee or unwind in the afternoon on either of the covered porches. Hidden Oaks is known for its safe and family friendly atmosphere where children can ride bikes, play in the streets and enjoy an active outdoor lifestyle. This home is conveniently located just off of HWY 121 with a short 30 minute commute to Gainesville. Note: Some photos have been virtually staged

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
5/10
4/10
Union County High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Shingle
  • Construction materials: Composition Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Dryer,Electric Cooktop,Electric Oven,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Nook,Ceiling Fan(s),Open Floorplan,Pantry,Primary Bathroom -Tub with Separate Shower,Walk-In Closet(s)
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,492
  • Total interior livable area: 1,664 sqft

Property

Details

  • Parcel number: 3605191F00003300 (852)
  • Attached to another structure: Yes
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Porch,Rear Porch

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Garage,Garage Door Opener,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Heat Wave
Tornado
Wildfire

FEMA Declared Disasters in Union County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$175$2,100
Property Taxes $167$2,004
Electricity $197$2,366
Total$2,459$29,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,308/yr
40% on housing$73,770/yr
45% on housing$65,573/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 32054$138
Union County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 32054
Union County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$369,900
2026-07-10Price change$379,900
2026-06-27Listed for sale$390,000

For Sale by Agent

AgentJENNIFER S WHITEHEAD
BrokerageENGEL & VOLKERS GAINESVILLE

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