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320 Harris Rd SE, Old Fort, TN, 37362

2beds
3baths
1,987sqft
$395,000
$199price/sqft
$2,578/moest. monthly cost
$103,120/yrincome needed

About This Home

Welcome to an incredible opportunity to create the custom home you've been dreaming of! Situated on 7.32 beautiful acres, this 1,987 sq. ft. partially finished barndominium offers the perfect blend of country living and endless potential. The home is currently in the sheetrock phase, allowing the new owner to complete the finishes and truly make it their own. All sheetrock and building materials currently inside the home will convey with the sale, providing a great head start toward completion. Outside, you'll find two impressive detached garages, including a 24' x 24' insulated, two-bay garage with a concrete floor and a 24' x 36' insulated garage with a concrete floor, offering ample space for vehicles, equipment, hobbies, or a workshop. Also included is a storage building that was previously converted into a tiny home, offering additional possibilities for guests, rental income, a home office, or extra storage. Whether you're looking for a peaceful homestead, a multi-use property, or a place to finish exactly the way you envision, this property offers exceptional flexibility and value. Please note: Some listing photos have been digitally enhanced or virtually edited to illustrate the home's potential appearance upon completion. These images are intended for visualization purposes only and may not reflect the property's current condition.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
4/10
4/10
Bradley Central High SchoolGrades 9-1212.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Residential

Interior

Bedroom1

  • Features: Walk-In Closet(s)
  • Level: Walk-In Closet(s)

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-In Closet(s),Pantry
  • Flooring: Other
  • Finished area above ground: 1,987

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,987
  • Total interior livable area: 1,987 sqft

Kitchen

  • Features: Pantry
  • Level: Pantry

Living Room

  • Features: Great Room
  • Level: Great Room

Property

Details

  • Parcel number: part of 106 017.01
  • Special condition: Standard

Features

  • Levels: Two
  • Topography of land: Level

Lot

  • Lot size: 7.32 Acres
  • Features: Level

Parking

  • Total spaces: 6
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance $262$3,144
Property Taxes $144$1,728
Electricity $175$2,103
Total$2,578$30,936

Income You'd Need if You Spent...

35% on housing$88,388/yr
40% on housing$77,340/yr
45% on housing$68,746/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 37362$310
Bradley County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 37362$253
Bradley County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$375,000
2026-08-02Price change$395,000
2026-07-14Price change$410,000
2026-06-27Listed for sale$440,000

New Construction

AgentBrittany Allen
BrokerageSilver Key Realty

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