10980 Highway 395 #Philadelphia 39350, Philadelphia, MS, 39350
About This Home
This beautiful and cozy, one of a kind, 3 bed 3 bath cabin is situated on 6.8 +/- acres of beautiful land with a very nice large deck on the back overlooking the property with a beautiful pond in view. Two of the bedrooms exit onto the back deck completely screened in and covered making it a perfect spot for entertaining year round. The basement is equiped with 3 walls being one foot thick for extra safety. The detached garage is big and roomy with a loft unfinished that could be finished out for a man cave, game room, office, etc. This beautiful property has some timber scattered throughout and is in the highly sought after Neshoba Central School District.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1993
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Cooling
- Cooling features: Central Air
Features
- Flooring: Wood,Other,Tile
- Number of fireplaces: 1
- Fireplace: Yes
Interior Area
- Total structure area: 1,400
- Total interior livable area: 1,400 sqft
Property
Details
- Parcel number: 0210008021.000
Parking
- Parking features: Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Hurricane
- Heat Wave
- Inland Flooding
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Neshoba County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,511 | $18,132 |
| Home Insurance * | $70 | $840 |
| Property Taxes | $132 | $1,584 |
| Electricity | $192 | $2,304 |
| Total | $1,905 | $22,860 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-06 | Price change | $299,000 |
| 2026-06-27 | Listed for sale | $320,000 |
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