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2992 State Route 3, Star Lake, NY, 13690

1beds
1baths
600sqft
$199,900
$333price/sqft
$1,816/moest. monthly cost
$72,640/yrincome needed

About This Home

Are you searching for a private mountain retreat featuring a cozy cabin, a wood burning Sauna, significant acreage, multiple streams, and frontage on a major Adirondack river? We are pleased to introduce this charming, newly built A-frame cabin (2022) situated on approximately 70 forested acres with frontage on the Oswegatchie River and a large pond onsite. Located just a few miles west of Star Lake, the property is easily accessible from I-81. The cabin features a wood-finished interior with vaulted ceilings and a loft bedroom. A modern kitchen and bathroom are a huge plus. Additional amenities include: - A private Sauna Shed for relaxing. - A 12' x 40' poured cement pad, ideal for an RV hookup, camper trailer, or outdoor patio, with exterior electrical hookup installed. - A separate detached garage and storage shed to secure your outdoor vehicles and equipment. - Direct river access for swimming, fishing, and evening campfires. This property is competitively priced and ready for viewing. Please contact me to schedule your appointment.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2022

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Sauna,Vaulted Ceiling(s)
  • Window features: Double Pane Windows
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 600

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Laundry

  • Features: Laminate Counters
  • Level: First
  • Area: 51.48
  • Dimensions: 7.8 x 6.6

Living Room

  • Features: Laminate Counters
  • Level: First
  • Area: 195
  • Dimensions: 15 x 13

Loft

  • Features: Softwood
  • Level: Second
  • Area: 152
  • Dimensions: 8 x 19

Master Bathroom

  • Features: Laminate Counters
  • Level: First
  • Area: 65.8
  • Dimensions: 9.4 x 7

Other

  • Features: Other
  • Level: First
  • Area: 480
  • Dimensions: 12 x 40

Sauna

  • Features: Softwood
  • Level: First
  • Area: 72
  • Dimensions: 8 x 9

Property

Details

  • Parcel number: 202.000321
  • Zoning: Mixed

Features

  • Levels: One and One Half
  • Patio & porch: Front Porch
  • Exterior features: RV Hookup
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods
  • On waterfront: Yes
  • Waterfront features: Pond,River Front
  • Frontage type: River
  • Topography of land: Rolling

Lot

  • Lot size: 70 Acres
  • Features: Private,Rolling Slope,Wooded

Parking

  • Parking features: Driveway,RV Access/Parking
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Ice Storm
Landslide
Lightning

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$239$2,868
Property Taxes $321$3,852
Electricity $246$2,954
Total$1,816$21,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,262/yr
40% on housing$54,480/yr
45% on housing$48,426/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 13690$268
St. Lawrence County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13690$60
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$199,900
2026-06-27Listed for sale$199,900

New Construction

AgentRob Gillis
BrokerageMerrill L. Thomas - Gillis Team

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