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26469 County Road 89, Mentone, AL, 35984

4beds
3baths
2,500sqft
$1,270,000
$508price/sqft
$7,749/moest. monthly cost
$309,960/yrincome needed

About This Home

Experience luxury mountain living with breathtaking sunset views from the western brow of Lookout Mountain. Built in 2023, this like-new custom home combines modern design, energy efficiency, spectacular long-range vistas, and 400 feet of brow frontage in one of North Alabama's most sought-after destinations. The thoughtfully designed floor plan features four spacious bedrooms and three full bathrooms, including a primary suite with a spa-inspired en suite bath and a guest bedroom on the main level for convenient one-level living. Expansive sliding glass doors flood the home with natural light while seamlessly connecting indoor and outdoor living spaces, providing direct access to three separate decks - totaling almost a thousand square feet - that showcase stunning panoramic views and unforgettable sunsets. Upstairs, you'll find two additional bedrooms, including one featuring a bunk bed that conveys with the property, along with a full bathroom. Energy-efficient windows help keep heating and cooling costs surprisingly affordable year-round. Located in the charming mountain community of Mentone, long celebrated as one of Alabama's most beautiful small towns and recognized by as the state's premier arts community, this exceptional home offers the perfect blend of luxury, comfort, and natural beauty. Known as one of the best places in North Alabama to watch the sunset, Mentone provides a peaceful retreat while offering easy access to outdoor recreation, local dining, shops, and cultural attractions. Golf enthusiasts will appreciate being just a short drive from several outstanding golf courses, including the McLemore Golf resort with 36 holes and fine dining just 10 minutes away. The vibrant city amenities of Chattanooga are only about 30 minutes away. The property is also conveniently located within approximately two hours of both Atlanta and Huntsville, making it an ideal primary residence, weekend retreat, or vacation home with easy access from major metropolitan areas. This stunning Lookout Mountain home, just five miles from magical Mentone, Ala., delivers an unparalleled lifestyle, exceptional convenience, and views you'll never tire of enjoying.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Valley Head High SchoolGrades PK-126.4 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area above ground: 2,500

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,500 sqft

Property

Details

  • Parcel number: Parcel numbers 04 07 35 0 000 002.031,
  • Lease amount: 0

Lot

  • Lot size: 11.89 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Ice Storm
Landslide
Wildfire

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,421$77,052
Home Insurance *$796$9,552
Property Taxes $253$3,036
Electricity $279$3,356
Total$7,749$92,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$265,680/yr
40% on housing$232,470/yr
45% on housing$206,640/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$508This listing

vs Other Active Listings

Avg $/sqft

ZIP 35984$203
DeKalb County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 35984$283
DeKalb County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-28Listed for sale$1,270,000

For Sale by Agent

AgentBen Shurett
BrokerageNational Land Realty, Mentone, AL

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