324 Bank St, Waverly, VA, 23890
About This Home
Experience the perfect blend of style, space, and convenience in this brand-new home in Waverly, VA. Offering 2,380 square feet, this home features 3 bedrooms, 2 baths, plus a large bonus room that can easily be used as a fourth bedroom, home office, or playroom. The open floor plan is enhanced by soaring ceilings, luxury vinyl plank flooring, granite countertops, custom cabinetry, stainless steel appliances, and quality finishes throughout. The spacious primary suite offers a cathedral ceiling, dual vanities, a soaking tub, and a separate shower for a private retreat. Conveniently located within 30 miles of Fort Lee, with easy access to major interstates, and ideally positioned between Richmond and Hampton Roads, this home offers the best of peaceful small-town living while keeping work, shopping, and entertainment within easy reach. Move-in ready and waiting for its first owners—schedule your private tour today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Roof: Asphalt Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman,Traditional,Transitional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Electric Water Heater
- Laundry features: Dryer Hookup,Washer Hookup
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Primary Sink-Double,Walk-In Closet(s),Ceiling Fan(s)
- Flooring: Carpet,Ceramic Tile,Laminate/LVP
- Number of fireplaces: 1
- Fireplace features: Electric
- Fireplace: Yes
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,380 sqft
Primary Bedroom
- Level: First
Property
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Deck,Porch
- Fencing: None
- Has view: Yes
- View description: Trees/Woods
- Waterfront features: Not Waterfront
Lot
- Lot size: 0.35 Acres
- Features: Wooded
Parking
- Total spaces: 2
- Parking features: Garage Att 2 Car,Multi Car,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Drought
- Hurricane
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,249 | $26,988 |
| Home Insurance * | $280 | $3,360 |
| Property Taxes | $207 | $2,484 |
| Electricity | $229 | $2,750 |
| Total | $2,965 | $35,580 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
No price history available
New Construction
View on Zillow