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1309 River Dreams Dr, Raleigh, NC, 27610

3beds
2baths
840sqft
$80,000
$95price/sqft
$683/moest. monthly cost
$27,320/yrincome needed

About This Home

LAND NOT INCLUDED JUST MOBILE HOME! Beautifully Remodeled 3-Bedroom, 2-Bath Mobile Home! Don't miss this move-in ready manufactured home featuring 3 bedrooms and 2 full bathrooms, completely remodeled with modern finishes throughout. The home includes a fully equipped kitchen, refrigerator, washer and dryer, and a brand-new HVAC system for year-round comfort. An additional storage shed is included, providing extra space for tools, equipment, or seasonal items. Please note: The purchase price is for the manufactured home only. The land is leased, with a current monthly lot rent of $750. This is a great opportunity for anyone looking for an updated, affordable home that's ready for its new owner!

Getting Around

0
WalkingCar-Dependent
23
TransitMinimal Transit
28
BikeSomewhat Bikeable

Schools

5/10
Barwell Road ElementaryGrades PK-51.1 mi
4/10
East Garner MiddleGrades 6-84.0 mi
7/10
South Garner HighGrades 9-126.5 mi

Construction

Condition

  • Year built: 1984

Type & Style

  • Home type: MobileManufactured

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 840 sqft

Property

Lot

  • Lot size: 1 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Heat Wave
Lightning
Tornado

FEMA Declared Disasters in Wake County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$33$396
Property Taxes $46$552
Electricity $200$2,405
Total$683$8,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,417/yr
40% on housing$20,490/yr
45% on housing$18,213/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 27610$172
Wake County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 27610$190
Wake County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-28Listed for sale$80,000

For Sale by Owner

AgentOmar Garzaro

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