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2001 N Ketelle Dr NE, Osakis, MN, 56360

1beds
1baths
438sqft
$179,000
$409price/sqft
$1,310/moest. monthly cost
$52,400/yrincome needed

About This Home

Lake Osakis. One of the premier fishing lakes in Minnesota. This cabin is perfect for your summer weekend getaway. Small one bedroom cabin completely gutted to the studs. New electric, plumbing, spray foam insulation, T&G, Vinyl lock flooring. On demand water heater. Steel roof. Cement board siding. Water is supplied by an outside water tank that would need to be filled periodically depending on usage. Comes with an extra transport tank and pump. Or buyer can install their own well. This property is located in a flood plain and would require flood insurance if financed.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Osakis Elementary SchoolGrades PK-63.3 mi
9/10
Osakis SecondaryGrades 7-123.3 mi

Construction

Condition

  • Year built: 1962

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Basement: None

Bathroom

  • Level: Main
  • Area: 36
  • Dimensions: 6x6

Bedroom

  • Level: Main
  • Area: 81
  • Dimensions: 9x9

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 438

Heating & Cooling

  • Heating features: Ductless Mini-Split
  • Cooling features: Ductless Mini-Split

Interior Area

  • Total structure area: 438
  • Total interior livable area: 438 sqft

Kitchen

  • Level: Main
  • Area: 90
  • Dimensions: 15x6

Living Room

  • Level: Main
  • Area: 135
  • Dimensions: 15x9

Utility Room

  • Level: Main
  • Area: 54
  • Dimensions: 9x6

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 510153000
  • Zoning description: Residential-Single Family
  • Foundation area: 438

Features

  • Levels: One
  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Frontage length: Water Frontage: 50

Lot

  • Lot size: 6,403 sqft
  • Lot size dimensions: 50 x 130

Parking

  • Parking features: Driveway - Other Surface
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Lightning

FEMA Declared Disasters in Douglas County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $905$10,860
Home Insurance *$110$1,320
Property Taxes $125$1,500
Electricity $170$2,050
Total$1,310$15,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,914/yr
40% on housing$39,300/yr
45% on housing$34,933/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$409This listing

vs Other Active Listings

Avg $/sqft

ZIP 56360$184
Douglas County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 56360
Douglas County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-22Price change$179,000
2026-07-03Price change$199,000
2026-06-28Listed for sale$219,000

For Sale by Agent

AgentPaul Hartmann
BrokerageHartmann Realty

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