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1846 Cream Ridge Rd, Junction City, KY, 40440

6beds
2baths
2,937sqft
$619,000
$211price/sqft
$4,224/moest. monthly cost
$168,960/yrincome needed

About This Home

Fantastic price on this new construction barndominium on 31+ Secluded Acres - Cream Ridge Road, Junction City, (Boyle County) KY - Escape the ordinary and discover the peace and privacy you've been searching for! Nestled on over 31 secluded acres, this newly constructed barndominium offers the perfect blend of rustic charm, modern comfort, and an outdoor lifestyle. Step inside to an impressive two-story great room featuring a soaring open ceiling and a cozy freestanding wood-burning fireplace--the perfect gathering place for family and friends. The open-concept design seamlessly connects the living area, kitchen, and dining space, creating a warm and inviting atmosphere ideal for entertaining. The home offers 6 spacious bedrooms, 2 full bathrooms, and a convenient utility room, providing plenty of space for a growing family, weekend guests, or a hunting retreat. The property's 31+ acres are predominantly wooded, offering exceptional privacy and abundant wildlife. Deer are frequent visitors, making this a dream property for hunters, nature lovers, or anyone who enjoys the beauty and tranquility of the outdoors. It's truly a bird watcher's paradise! Whether you're hiking your own trails, exploring the woods, or simply relaxing on the porch while taking in the peaceful surroundings, you'll appreciate the serenity this property provides. If you've been searching for a secluded country retreat with room to roam, this one-of-a-kind property on Cream Ridge Road in Junction City is a rare opportunity. Experience the freedom of country living while enjoying the comfort of a beautiful new home. Schedule your private tour today and see why this exceptional property is the perfect place to call home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
7/10
10/10
Boyle County High SchoolGrades 9-126.4 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Barndominium
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom4

  • Level: Second

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedroom5

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Second

Features

  • Breakfast Bar,Ceiling Fan(s)
  • Window features: Insulated Windows
  • Flooring: Concrete,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Free Standing,Great Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,937

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,937
  • Total interior livable area: 2,937 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 031000086

Features

  • Levels: Two
  • Horses can be raised: Yes

Lot

  • Lot size: 31.14 Acres
  • Features: Secluded,Wooded,Many Trees

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Lightning
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,130$37,560
Home Insurance *$471$5,652
Property Taxes $392$4,704
Electricity $231$2,783
Total$4,224$50,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,822/yr
40% on housing$126,720/yr
45% on housing$112,640/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 40440$304
Boyle County$168

vs Homes Sold Last Month

Median $/sqft

ZIP 40440$149
Boyle County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$559,000
2026-07-27Price change$619,000
2026-07-15Listed for sale$679,000
2026-07-11Listing removed--
2026-06-29Price change$725,000
2026-06-28Listed for sale$765,000

For Sale by Agent

AgentRitchie McGinnis
BrokerageRM McGinnis, LLC Real Est & Auction Professionals

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