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332 16th Ave, Blossvale, NY, 13308

2beds
2baths
1,040sqft
$150,000
$144price/sqft
$1,261/moest. monthly cost
$50,440/yrincome needed

About This Home

Enjoy the charm of this cozy two-bedroom home, ideally located just minutes from the Sylvan Beach Midway. Whether you're looking for the perfect summer getaway or a comfortable place to call home all year long, this property offers the best of both worlds. Conveniently located near local attractions, dining, and the waterfront, it's an excellent opportunity to enjoy everything Sylvan Beach has to offer .Perfect as a seasonal retreat or a year-round residence!

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

3/10
Durhamville SchoolGrades 4-55.8 mi
2/10
5/10
Oneida Senior High SchoolGrades 9-129.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1989

Materials

  • Foundation: Poured,Slab
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Living/Dining Room
  • Flooring: Hardwood,Luxury Vinyl,Varies

Heating

  • Heating features: Gas,Electric,Forced Air

Interior Area

  • Total structure area: 1,040
  • Total interior livable area: 1,040 sqft

Property

Details

  • Parcel number: 236.010558
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 1,306 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 40 x 35

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Ice Storm
Lightning

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$41$492
Property Taxes $216$2,592
Electricity $246$2,954
Total$1,261$15,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,234/yr
40% on housing$37,830/yr
45% on housing$33,626/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 13308$192
Oneida County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 13308$213
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$150,000

For Sale by Agent

AgentFred F. Macchia
Brokerage1st Rome Realty LLC

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