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636 Cobblestone Sq #636, Louisville, KY, 40223

2beds
2baths
917sqft
$219,500
$239price/sqft
$1,525/moest. monthly cost
$61,000/yrincome needed

About This Home

Welcome Home to 636 Cobblestone Square--This beautifully maintained 2 Bedroom 2 Full Bathroom home is waiting for its next owner. Entering the home you will immediately notice the updated flooring throughout the home. The vaulted ceilings in the family room and dining area offer an open feel to this 2nd story sought after corner unit. All of the appliances remain with your kitchen. The Primary Bedroom offers space for larger furniture and a walk-in closet. Down the hall is a 2nd Full Bathroom and another bedroom, which includes a unique designer wall. Outside the side entry doors is space for patio chairs, adding another area of living space to enjoy mornings and evenings relaxing. Downstairs is an additional storage closet for additional items.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
Lowe Elementary SchoolGrades K-51.4 mi
8/10
Crosby Middle SchoolGrades 6-80.8 mi
5/10
Eastern High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: In Unit

Basement

  • Basement: None

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Area

  • Level: Second

Family Room

  • Level: Second

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 917

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 917
  • Total interior livable area: 917 sqft

Kitchen

  • Level: Second

Laundry

  • Level: Second

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 22221900B7006U

Features

  • Stories: 1
  • Fencing: None

Lot

  • Features: Corner Lot,Sidewalk,Cleared

Parking

  • Parking features: Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,109$13,308
Home Insurance *$107$1,284
Property Taxes $155$1,860
Electricity $154$1,850
Total$1,525$18,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,285/yr
40% on housing$45,750/yr
45% on housing$40,666/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 40223$220
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40223$173
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$219,500

For Sale by Agent

AgentMike Heuke
BrokerageStonelake Realtors, LLC

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