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58 & 74 Maude St, Chattanooga, TN, 37403

6beds
4baths
2,600sqft
$700,000
$269price/sqft
$4,355/moest. monthly cost
$174,200/yrincome needed

About This Home

Welcome to Maude Street! An exceptional investment opportunity in the heart of downtown Chattanooga! This package offering includes two income-producing homes, making it an ideal option for investors completing a 1031 exchange or those looking to expand their portfolio with turnkey, cash-flowing assets. Built in 2021, each home features approximately 1,300 square feet of living space with 3 bedrooms and 2 full bathrooms. Enjoy the benefits of newer construction with reduced maintenance concerns compared to older properties. Both homes offer covered front and back porches, providing attractive outdoor living spaces for tenants or guests. To make this investment even more appealing, the seller is willing to include all furniture and appliances with an acceptable offer, creating a truly turnkey opportunity. Whether you're looking for long-term rentals, short-term rentals, or a combination of both, these properties are ready to generate income from day one. As an added bonus, the seller is also willing to provide a home protection plan for the new owner with an acceptable offer. Don't miss this rare chance to acquire two newer investment properties in one of Chattanooga's most desirable and growing locations. Please note that each property is also available for purchase individually, giving buyers additional flexibility. Opportunities like this don't come along often--whether you're looking to acquire one home or both, now is the time to act. Schedule your private showing today and see firsthand the value and potential these investment properties have to offer before they're gone!

Getting Around

26
WalkingCar-Dependent
40
TransitSome Transit
50
BikeBikeable

Schools

3/10
4/10
The Howard SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Brick,Cement Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Disposal,Dishwasher,Electric Oven,Microwave,Oven,Refrigerator,Washer
  • Laundry features: Main Level,In Unit

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Ceiling Fan(s),Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry,Plumbed
  • Flooring: Luxury Vinyl,Tile
  • Finished area above ground: 2,600

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,600
  • Total interior livable area: 2,600 sqft

Property

Details

  • Parcel number: 136o B 020
  • Special condition: Investor

Features

  • Levels: One
  • Patio & porch: Covered
  • Exterior features: Rain Gutters

Lot

  • Features: Back Yard
  • Lot size dimensions: 0

Parking

  • Parking features: Driveway,On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Earthquake
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance $244$2,928
Property Taxes $361$4,332
Electricity $211$2,535
Total$4,355$52,260

Income You'd Need if You Spent...

35% on housing$149,314/yr
40% on housing$130,650/yr
45% on housing$116,133/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 37403$240
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37403
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$695,000
2026-06-29Listed for sale$700,000

For Sale by Agent

AgentJohn Fly
BrokerageReal Estate Partners Chattanooga LLC

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