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831 Interstate Highway B Maynard St, Spencer, TN, 38585

4beds
3baths
2,546sqft
$729,999
$287price/sqft
$4,746/moest. monthly cost
$189,840/yrincome needed

About This Home

Welcome to this newly finished custom-built home on approximately 12.9 wooded acres in beautiful Van Buren County. This metal-sided, metal-roofed, 4 bedroom, 2.5 bath home offers over 2,800 sq. ft. of covered wraparound concrete patio perfect for enjoying the peaceful surroundings. The custom kitchen features a massive gas range/oven, overhead hood, pot-filler faucet, large island, stone countertops, beaten-copper sink, and walk-in pantry. A bonus shelter/vault room includes reinforced concrete and rebar walls, steel ceiling reinforcement, a removable ballistic glass window, and built-in cabinetry with a fireplace. The primary suite offers his-and- her closets, dual vanities, and a luxury walk in shower with a freestanding tub. Detached 2-car garage and shed. Minutes from public schools and only 13 miles from Tennessee's largest state park, Fall Creek Falls State Park. This centrally located Tennessee home is waiting for you! Buyer to verify all information and measurements in order to make an informed offer.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

6/10
Spencer Elementary SchoolGrades PK-51.4 mi
7/10

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Oven,Built-In Gas Range,Built-In Refrigerator,Dryer,Double Oven,Exhaust Fan,Tankless Water Heater,Washer/Dryer,Water Purifier
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Eat-in Kitchen,His and Hers Closets,Kitchen Island,Open Floorplan,Pantry,Primary Downstairs,Smart Camera(s)/Recording,Storage,Stone Counters,Walk-In Closet(s)
  • Window features: Double Pane Windows,Other
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Finished area above ground: 2,546

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,546
  • Total interior livable area: 2,546 sqft

Property

Details

  • Parcel number: 007.01

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio
  • Exterior features: Lighting
  • Spa features: Bath

Lot

  • Lot size: 12.90 Acres
  • Features: Irregular Lot,Many Trees,Wooded
  • Lot size dimensions: 12.9 acres

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,691$44,292
Home Insurance $582$6,984
Property Taxes $267$3,204
Electricity $206$2,482
Total$4,746$56,952

Income You'd Need if You Spent...

35% on housing$162,720/yr
40% on housing$142,380/yr
45% on housing$126,560/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 12.8%
12.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$287This listing

vs Other Active Listings

Avg $/sqft

ZIP 38585$165
Van Buren County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 38585
Van Buren County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$729,999
2026-06-29Listed for sale$746,000

For Sale by Agent

AgentBJ Brown
BrokerageCrye-Leike Brown Realty

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