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138 Noelles Pass Lot 36, Brasstown, NC, 28902

2beds
2baths
1,040sqft
$334,000
$321price/sqft
$2,164/moest. monthly cost
$86,560/yrincome needed

About This Home

Murphy NC- Brand New Construction-Fiber Optic-Under Ground Utilitie-Located 2.78+/- acres in a wooded setting in the Brand New Community''Brasstown Country Estates'' 2Bed/2Bath 26X40 Style Mountain Home, all one level living, plenty of room for a garage, home includes a durable metal roof, log sided, full covered back porch, upgraded covered front porch. The interior is tongue and groove wood wood ceilings and walls with hard wood floors. Granite counter tops are from local business Murphy Granite Shop, The custom Pine Cabinetry made by local cabinet shop. When you enter the home you step into an open Great room with tall vaulted ceilings with beams for rustic charm, stacked stone gas log fireplace for cool evenings and ambiance. Lots of natural ambient light. This property is 8 +/- miles from Downtown Murphy. Murphy has something for everyone. The Henn Theater and Harrah's Casino for evening entertainment and the TVA Hiawassee Lake for fishing and boating. There are downtown restaurants and shopping as well as medical facilities available minutes away. There are over 93,000 acres of US Forest Service for experiencing the great outdoors. The Nantahala and Ocoee Rivers are nearby for kayaking and whitewater rafting. There's so much more! I can't wait to show you this home! This home is built by a NC licensed contractor and meets the NC Building Codes and comes with a Certificate of Occupancy by Cherokee County Building Department. The contract will include $1400 appliance allowance to the Buyer at closing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Murphy HighGrades 9-125.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Block,Log,Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: See Remarks,ENERGY STAR Qualified Appliances
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Closet

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Vaulted Ceiling(s),Ceiling Fan(s),Gas Log
  • Flooring: Wood
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: None

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Propane,Heat Pump,Fireplace(s),Electric
  • Cooling features: Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 1,040
  • Total interior livable area: 1,040 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 459004811983000
  • Zoning: NONE
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Deck,Front Porch,Rear Porch
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 1000 - 1199

Lot

  • Lot size: 2.78 Acres
  • Features: Level,Wooded,Gentle Sloping

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Landslide
Lightning
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Cherokee County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,688$20,256
Home Insurance *$151$1,812
Property Taxes $125$1,500
Electricity $200$2,405
Total$2,164$25,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,194/yr
40% on housing$64,920/yr
45% on housing$57,706/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 28902$245
Cherokee County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 28902
Cherokee County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$334,000

New Construction

AgentCharlie Dickey
BrokerageEXIT Realty Mtn View Prop.

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