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3037 Whitesel Rd, James Creek, PA, 16657

2beds
2baths
1,932sqft
$369,900
$191price/sqft
$2,435/moest. monthly cost
$97,400/yrincome needed

About This Home

This Beautiful cabin is being offered furnished and can be utilized as a short term rental. This cozy cabin retreat is nestled in a wooded location and boasts a flexible floor plan. This property will provide many opportunities to create memories with family and friends! Located in Lake View Acres, this 2.58 acre property borders State Game Lands and offers convenient access to enjoy Raystown Lake boat launches. Relish the sounds of nature and the beauty of the mountains as you enjoy your coffee or evening drinks on the covered wrap around porch. Inside, the main floor includes a sizeable family room, eating area, full kitchen and Primary Bedroom with a half bath ensuite. The spacious loft area offers additional sleeping area and an dedicated play/hang out area for friends and family. The walk-out lower level includes a full bath, a laundry area, and plenty of space for an additional family room or sleeping area. This cabin is where you can escape the demands of everyday life! Currently this home is set up with One primary bedroom - ensuite with a private half-bath. The walk-out lower level is used as a separate bedroom with a large walk-in closet, there is additional furniture creating additional living space. The loft is used as a separate sleeping area with additional furniture creating additional living space. The current set-up sleeps 10! The open floor plan allows you to enjoy incredible flexibility. The 2 approx. 275 gallon oil tanks were topped off and are conveying with the property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Southside El SchoolGrades PK-510.0 mi
5/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1983

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Frame,Stick Built,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin/Lodge
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Oven/Range - Electric,Refrigerator,Water Heater,Washer,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Combination Kitchen/Dining,Exposed Beams,Family Room Off Kitchen,Open Floorplan,Kitchen - Country,Beamed Ceilings,Dry Wall,Plaster Walls,Vaulted Ceiling(s)
  • Door features: Sliding Glass
  • Flooring: Carpet,Hardwood,Luxury Vinyl,Tile/Brick,Wood
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,Wood Burning Stove
  • Fireplace: Yes
  • Finished area above ground: 1,932

Heating & Cooling

  • Heating features: Forced Air,Oil,Wood
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 1,932
  • Total interior livable area: 1,932 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2403A09
  • Zoning: RESIDENTIAL
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: Two and One Half
  • Stories: 2
  • Pool features: None
  • Exterior features: Flood Lights
  • Has view: Yes
  • View description: Mountain(s),Panoramic,Scenic Vista,Trees/Woods

Lot

  • Lot size: 2.58 Acres
  • Features: Adjoins - Game Land,Mountain

Parking

  • Total spaces: 6
  • Parking features: Garage Faces Front,Gravel,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Inland Flooding
Landslide

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$95$1,140
Property Taxes $246$2,952
Electricity $224$2,692
Total$2,435$29,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,485/yr
40% on housing$73,050/yr
45% on housing$64,933/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 16657$248
Huntingdon County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 16657
Huntingdon County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$367,900
2026-07-07Listed for sale$369,900

For Sale by Agent

AgentJoe Lapp
BrokerageRealty ONE Group Unlimited

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