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105 Stephen Rd, Aptos, CA, 95003

4beds
4baths
2,532sqft
$1,645,000
$650price/sqft
$9,902/moest. monthly cost
$396,080/yrincome needed

About This Home

Timeless Spanish Charm in the Heart of Rio del Mar Beach. A rare opportunity to own one of the original Spanish-style fourplexes in sought-after Rio del Mar Beach. Built in 1932, this property reflects the architectural heritage of California's coastal communities while offering the stability of an exceptional investment. Situated on a single parcel moments from the sand, the fourplex features four one-bedroom, one-bath units a desirable mix that attracts tenants and strong rental demand in one of Santa Cruz's most coveted beachside neighborhoods. Units are separately metered. Recent improvements include a remodeled kitchen in Unit 1 and new paint and flooring in Unit 4. Residents enjoy an effortless coastal lifestyle steps from the beach, with Cabrillo College minutes away, Nisene Marks nearby for hiking and biking, and the shops and charm of Aptos Village close at hand. With multifamily development extremely limited and coastal properties increasingly hard to acquire, opportunities like this are rare historic architecture, a prime location, and lasting appreciation in one legacy asset. Ideal for expanding a portfolio, completing a 1031 exchange, or securing a trophy coastal asset this iconic fourplex is a true opportunity to own a piece of Santa Cruz County history.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
63
BikeBikeable

Schools

6/10
5/10
Aptos Junior High SchoolGrades 7-81.3 mi
8/10
Aptos High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1932

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Other,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: NoFormalDiningRoom

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • Door features: Other
  • Fireplace features: Other

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 2,532
  • Total interior livable area: 2,532 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 04214122000
  • Zoning: RM-3
  • Special condition: Standard

Features

  • Stories: 2

Lot

  • Lot size: 1,830 sqft

Parking

  • Parking features: On Street