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330 Cummings Rd, Lacona, NY, 13083

1beds
1baths
320sqft
$199,000
$622price/sqft
$1,717/moest. monthly cost
$68,680/yrincome needed

About This Home

Imagine living in complete seclusion at your own private retreat. A locked, gated, and approximately 6,000-foot-long private driveway leads you through a breathtaking setting where a beautiful salmon and trout stream borders both sides of the driveway. Nestled in nature, sits a charming log cabin featuring a screened-in porch, offering the perfect place to relax and enjoy the sights and sounds of the wilderness. The cabin is equipped with a rainwater collection system, a propane stove, propane cooking and an outhouse, with the option to add electric power via National Grid poles if desired. Whether you’re seeking a hunting camp, a peaceful getaway, or an opportunity to immerse yourself in nature in its most primitive and pristine state, this property delivers. Surrounded exclusively by private lands and located just 38 miles from Syracuse Hancock International Airport, you’ll enjoy the perfect balance of total privacy and accessibility. With no deed restrictions whatsoever, the possibilities are endless. Get ready for a permanent vacation.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
Pulaski Elementary SchoolGrades PK-52.6 mi
6/10
Pulaski High SchoolGrades 6-123.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2009

Materials

  • Foundation: Other,See Remarks
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: First
  • Dimensions: 15.00 x 15.00

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: First
  • Dimensions: 10.00 x 10.00

Features

  • Other,See Remarks,Bedroom on Main Level
  • Flooring: Hardwood,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Other,See Remarks,Stove

Interior Area

  • Total structure area: 320
  • Total interior livable area: 320 sqft

Kitchen

  • Level: First
  • Dimensions: 4.00 x 4.00

Living Room

  • Level: First
  • Dimensions: 20.00 x 20.00

Property

Details

  • Parcel number: 35528903900000040070300000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Gravel Driveway

Lot

  • Lot size: 2.87 Acres
  • Features: Other,Rectangular,Rectangular Lot,See Remarks
  • Lot size dimensions: 420 x 340

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Oswego County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$142$1,704
Property Taxes $323$3,876
Electricity $246$2,954
Total$1,717$20,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,868/yr
40% on housing$51,510/yr
45% on housing$45,786/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$622This listing

vs Other Active Listings

Avg $/sqft

ZIP 13083$123
Oswego County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 13083$133
Oswego County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-12Price change$199,000
2026-07-07Price change$214,000
2026-06-25Listed for sale$220,000

For Sale by Agent

AgentDerek J Morgan
BrokerageUnreal Estate Brokerage LLC

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