2442-46 F St, San Diego, CA, 92102
About This Home
"Variance granted for detached." Steeped in history and thoughtfully curated for modern living, this Mills Act-designated Craftsman compound presents a rare opportunity to own an architectural treasure in the heart of Golden Hill. Private gated entry and mature landscaping frame stately main residence with welcoming front porch. Gracious floor plan blends historic character with contemporary comfort featuring original woodwork, coffered ceilings, custom built-ins, and leaded glass cabinetry. Light-filled chef’s kitchen opens to expansive deck and private courtyard, creating seamless indoor-outdoor living ideal for entertaining. Upstairs primary suite features remodeled bath and walk-in cedar closet. Complementing the main residence are three detached income-producing units, offering exceptional flexibility for multigenerational living, guest accommodations, or rental income. Rarely does a property unite architectural significance, residential versatility, and investment potential (monthly rental income totals $ 11,200) with such distinction. A truly unique offering where history, lifestyle, and opportunity converge.
Getting Around
Walker's Paradise
Good Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Roof: Composition
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Refrigerator
- Laundry features: Electric,Gas
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Features
- Flooring: Tile,Wood
- Number of fireplaces: 1
- Fireplace features: FP in Living Room
Heating & Cooling
- Heating features: Fireplace,Forced Air Unit
- Cooling features: Central Forced Air,Wall/Window,Other/Remarks
Interior Area
- Total structure area: 3,921
- Total interior livable area: 3,921 sqft
Property
Details
- Parcel number: 5343921900
- Zoning: SPECIAL AN
- Zoning description: SPECIAL AN
Features
- Levels: 2 Story
- Stories: 2
- Pool features: N/K
- Patio & porch: Balcony,Deck,Concrete,Patio
- Fencing: Full
- Has view: Yes
- View description: Bay,Panoramic
- Has water view: Yes
- Water view: Bay
Lot
- Lot size: 6,969 sqft
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $14,663 | $175,956 |
| Home Insurance * | $450 | $5,400 |
| Property Taxes | $1,619 | $19,428 |
| Electricity | $840 | $10,089 |
| Total | $17,572 | $210,864 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-07 | Listed for sale | $2,900,000 |
For Sale by Agent
View on Zillow