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6360 Southfork Rd, Red Bud, IL, 62278

4beds
3baths
2,990sqft
$895,000
$299price/sqft
$6,627/moest. monthly cost
$265,080/yrincome needed

About This Home

Escape to your own private retreat on 39.28 +/- acres in the highly desirable Waterloo School District. The true highlight of this property is the incredible setting, featuring a fully stocked 15 +/- acre private lake, an additional pond, and approximately 20 tillable acres. Whether you enjoy fishing, kayaking, hunting, hobby farming, or simply relaxing while taking in the views, this property offers the space and privacy to enjoy country living at its finest. Situated on the property is a 2002 modular home on a full walkout basement. The main level offers approximately 1,620 square feet with 3 bedrooms and 2 full bathrooms, while the finished walkout basement provides additional living space perfect for a family room, recreation area, home office, or guests. Outdoor amenities continue with multiple buildings ready for work and play. A 30' x 40' outbuilding provides ample room for equipment, boats, ATVs, or workshop space. There's also a 20' x 30' detached building featuring electricity, a concrete floor, and a wood-burning stove, making it an excellent workshop, hobby space, or gathering place. A lean-to on the back of the building provides additional covered storage. The backyard is designed for entertaining and enjoying the outdoors with an above-ground swimming pool shell, while several portable storage buildings provide even more flexibility for equipment, lawn tools, or recreational gear. Despite the peaceful, private setting, you're conveniently located just 43 minutes to Belleville, 57 minutes to Scott Air Force Base, and 55 minutes to downtown St. Louis. Properties with nearly 40 acres, a fully stocked private lake, productive acreage, multiple outbuildings, and a secluded setting in the Waterloo School District are rarely available. Whether you're looking for a private residence, recreational retreat, or a property with room to grow, this is an opportunity you won't want to miss.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
Gardner Elementary SchoolGrades 4-511.6 mi
7/10
6/10
Waterloo High SchoolGrades 9-1210.3 mi

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bathroom2

  • Level: Main
  • Area: 45
  • Dimensions: 5x9

Bathroom3

  • Level: Basement
  • Area: 72
  • Dimensions: 12x6

Bedroom2

  • Level: Main
  • Area: 99
  • Dimensions: 11x9

Bedroom3

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Bedroom4

  • Level: Basement
  • Area: 168
  • Dimensions: 14x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,341
  • Finished area above ground: 1,649

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,990
  • Total interior livable area: 2,990 sqft

Kitchen

  • Level: Main
  • Area: 312
  • Dimensions: 26x12

Laundry

  • Level: Main
  • Area: 45
  • Dimensions: 9x5

Living Room

  • Level: Main
  • Area: 247
  • Dimensions: 19x13

Primary Bathroom

  • Level: Main
  • Area: 108
  • Dimensions: 9x12

Primary Bedroom

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Recreation Room

  • Level: Basement
  • Area: 575
  • Dimensions: 23x25

Property

Details

  • Parcel number: 1621400001000
  • Special condition: Standard

Features

  • Levels: One
  • Private pool: Yes
  • Pool features: Above Ground,Fenced
  • Patio & porch: Deck,Front Porch,Patio,Rear Porch
  • Has view: Yes
  • View description: Pool,Rural
  • Water view: Pool
  • On waterfront: Yes
  • Waterfront features: Lake,Pond
  • Frontage length: 2650

Lot

  • Lot size: 39.28 Acres
  • Features: Agricultural,Back Yard,Few Trees,Front Yard,Pond on Lot

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Strong Wind
Tornado
Drought
Hail
Inland Flooding
Landslide
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$785$9,420
Property Taxes $1,088$13,056
Electricity $229$2,759
Total$6,627$79,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$227,211/yr
40% on housing$198,810/yr
45% on housing$176,720/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 62278$185
Monroe County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 62278$125
Monroe County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$895,000

For Sale by Agent

AgentBrad S Chandler
BrokerageProperty Peddler, Inc

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