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4606 Gemini St, Richmond, TX, 77469

4beds
3baths
2,649sqft
$435,000
$164price/sqft
$3,476/moest. monthly cost
$139,040/yrincome needed

About This Home

The Armstrong floor plan in the Portrait Series features 2,649 sqft, 4 bedrooms, 3 bathrooms, and a 2-car garage. This two-story floor plan offers an enlarged main shower option, study option, 2 kitchen upgrade options, main bedroom bay option, fireplace options, family room vault options, and covered patio options. The second floor offers a second main bedroom option.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
8/10
George Ranch High SchoolGrades 9-123.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Spray Foam Insulation,Brick

Other

  • Builder name: Newmark Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Disposal,Microwave,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedroom

  • Level: Second
  • Area: 132
  • Dimensions: 11 x 12

Bedroom

  • Level: Second
  • Area: 132
  • Dimensions: 11 x 12

Bedroom

  • Level: First
  • Area: 132
  • Dimensions: 11 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Breakfast

  • Level: First

Dining Room

  • Level: First
  • Area: 110
  • Dimensions: 10 x 11

Family Room

  • Level: First
  • Area: 288
  • Dimensions: 16 x 18

Features

  • Primary Bed - 1st Floor,Walk-In Closet(s)
  • Flooring: Carpet,Tile

Game Room

  • Level: Second
  • Area: 280
  • Dimensions: 20 x 14

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,649
  • Total interior livable area: 2,649 sqft

Kitchen

  • Level: First

Media Room

  • Level: Second
  • Area: 176
  • Dimensions: 16 x 11

Primary Bath

  • Level: First

Primary Bedroom

  • Level: First
  • Area: 252
  • Dimensions: 14 x 18

Utility Room

  • Level: First

Property

Features

  • Stories: 2

Lot

  • Lot size: 5,575 sqft
  • Features: Back Yard,Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Drought
Hurricane
Heat Wave
Lightning
Cold Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$346$4,152
Property Taxes $641$7,692
Electricity $290$3,490
Total$3,476$41,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,177/yr
40% on housing$104,280/yr
45% on housing$92,693/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 77469$184
Fort Bend County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 77469$160
Fort Bend County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$410,000
2026-07-13Price change$435,000
2026-06-29Listed for sale$485,949

New Construction

AgentNimesh Patel
BrokerageRE/MAX Fine Properties

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