




550 Farmington Rd, Gaffney, SC, 29341
About This Home
Experience the quality and craftsmanship of this custom-built new construction home situated on nearly one acre in a desirable area of Cherokee County with no HOA. Ideally located just minutes from I-85, you'll enjoy an easy commute with GSP Airport only 30 minutes away and Charlotte Douglas International Airport approximately 45 minutes away. Built with lasting quality in mind, this stick-built home features a crawl space foundation (no slab construction) and is loaded with premium upgrades throughout. Step inside to soaring 12-foot ceilings in the living area, highlighted by elegant, coffered ceilings and a stunning natural gas fireplace with a shiplap surround. The chef's kitchen is designed for both style and function, featuring a walk-in pantry, custom-fit soft-close cabinetry, quartz countertops, an impressive 8-foot island with room for seating, a farmhouse porcelain sink with disposal, a vented hood, and GE natural gas range and dishwasher. Beautiful site-finished hardwood floors extend throughout the home, complemented by ceramic tile in all wet areas. The private primary suite offers a tray ceiling with recessed lighting, added soundproofing for comfort, a luxurious tiled walk-in shower with built-in bench, and a spacious walk-in closet. Every bedroom includes its own walk-in closet, while ceiling fans provide comfort throughout the living spaces and bedrooms. Additional premium features include an 8-foot solid mahogany front door, tankless natural gas water heater, oversized garage, 2 ring flood cameras and approximately 500 square feet of attic storage. If you're looking for quality construction, timeless finishes, and the freedom of no HOA, this exceptional custom home is one you won't want to miss. Seller is willing to negotiate buyer's agent fee with realtor
Getting Around
Schools
Construction
Condition
- Year built: 2026
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Flooring: Tile,Hardwood
- Fireplace: Yes
Interior Area
- Total interior livable area: 1,960 sqft
Property
Lot
- Lot size: 1 Acres
Parking
- Parking features: Garage - Attached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Earthquake
- Hail
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Cherokee County and South Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,288 | $27,456 |
| Home Insurance * | $239 | $2,868 |
| Property Taxes | $188 | $2,256 |
| Electricity | $204 | $2,449 |
| Total | $2,919 | $35,028 |
Income You'd Need if You Spent...
South Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Pending sale | $452,500 |
| 2026-07-27 | Price change | $452,500 |
| 2026-07-15 | Price change | $455,000 |
| 2026-06-29 | Listed for sale | $459,000 |
