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Crespi #2, Carmel By The Sea, CA, 93921

3beds
3baths
1,539sqft
$3,479,000
$2,261price/sqft
$20,064/moest. monthly cost
$802,560/yrincome needed

About This Home

Discover the rare find you've been waiting fora beautifully maintained single-level home tucked away on a quiet Carmel street, just minutes from town and the Mission Trail Nature Preserve. This lovely residence offers the ease of one-story living with an inviting open floor plan designed for both everyday comfort and effortless entertaining. Gleaming hardwood floors flow throughout, while soaring vaulted ceilings create an airy, light-filled atmosphere you'll love coming home to. Step outside to the sun-drenched south-facing patio, accessible from both the living room and two bedrooms. Perfect for morning coffee, weekend barbecues, or simply soaking in the peaceful surroundings. The updated kitchen and refreshed bathrooms give the home a fresh, move-in-ready feel. With its unbeatable location near shops, restaurants, and miles of scenic trails, this is the kind of home that fits your family for years to come. Don't miss this exceptional Carmel opportunity!

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

9/10
7/10
Carmel Middle SchoolGrades 6-81.2 mi
10/10
Carmel High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1957

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Composition, Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Disposal,Range Hood,Electric Oven,Refrigerator,Wine Refrigerator,Washer/Dryer
  • Laundry features: Inside

Bathroom

  • Features: DoubleSinks, ShoweroverTub1, StallShower2plus, Stone, Tile

Bedroom

  • Features: BedroomonGroundFloor2plus

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: BreakfastBar, DiningArea, FormalDiningRoom

Family Room

  • Features: NoFamilyRoom

Features

  • Vaulted Ceiling(s)
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room

Heating & Cooling

  • Heating features: Central Forced Air,Fireplace(s)
  • Cooling features: None

Interior Area

  • Total structure area: 1,539
  • Total interior livable area: 1,539 sqft

Kitchen

  • Features: Pantry

Property

Details

  • Parcel number: 010052002000
  • Zoning: R1
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Balcony/Patio
  • Exterior features: Fenced,Drought Tolerant Plants
  • Fencing: Perimeter,Mixed Height Type

Lot

  • Lot size: 3,920 sqft
  • Features: Level

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage Door Opener,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,591$211,092
Home Insurance *$249$2,988
Property Taxes $1,826$21,912
Electricity $398$4,786
Total$20,064$240,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$687,908/yr
40% on housing$601,920/yr
45% on housing$535,040/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,261This listing

vs Other Active Listings

Avg $/sqft

ZIP 93921$2,288
Monterey County$767

vs Homes Sold Last Month

Median $/sqft

ZIP 93921$2,115
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$3,479,000

For Sale by Agent

AgentJudie Profeta
BrokerageCompass

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