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3640 Garner Dr #19, Zeeland, MI, 49464

4beds
3baths
2,525sqft
$574,900
$228price/sqft
$3,842/moest. monthly cost
$153,680/yrincome needed

About This Home

Baumann Building & Harvest Fields is offering this fabulous floor plan called the '' Hamlin '' which offers 2,525 sq. ft. of finished living space which includes 4 bedrooms 2.5 baths. The main-floor master suite includes a master bath & walk-in closet. On the main floor you'll also find an open great room with cathedral ceilings & a gas log fireplace, a kitchen with an island, snack bar, & quartz countertops & a large walk-in pantry, plus a dining area with sliders to the deck. This includes a full appliance package, main-floor laundry, & a three-stall garage for all your storage needs. On the lower level you have an additional 2 bedrooms, a full bath, & a family room, along with plenty of storage. Take a drive over & check Harvest Fields out & contact us today for this home or to reserve your lot for your own custom home. We currently have 3 homes under construction & 2 lots remaining. Give me a call today to see what we have to offer.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

8/10
8/10
Zeeland QuestGrades K-81.1 mi
7/10
Zeeland West High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Stone,Vinyl Siding

Other

  • Builder name: Baumann Building

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Full

Bathroom2

  • Level: Main

Bathroom3

  • Level: Lower

Bedroom2

  • Level: Main

Bedroom3

  • Level: Lower

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Center Island,Pantry
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,551
  • Total interior livable area: 2,525 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Recreation

  • Level: Lower

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 701707163019

Features

  • Stories: 1

Lot

  • Lot size: 10,454 sqft
  • Features: Level,Sidewalk
  • Lot size dimensions: 80 x 130

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Ottawa County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$167$2,004
Property Taxes $493$5,916
Electricity $275$3,304
Total$3,842$46,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,725/yr
40% on housing$115,260/yr
45% on housing$102,453/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 49464$214
Ottawa County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 49464$226
Ottawa County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$574,900

New Construction

AgentRon Webb
BrokerageKeller Williams Harbortown

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