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34 Union Road #214, Spring Valley, NY, 10977

5beds
4baths
2,395sqft
$1,395,000
$582price/sqft
$10,191/moest. monthly cost
$407,640/yrincome needed

About This Home

Welcome to this beautifully maintained 5-bedroom, 4-bath semi-attached home built in 2021, offering approximately 2,400 sq ft above grade, plus a fully finished basement that provides substantial additional living space. The home features a spacious, thoughtfully designed layout, abundant natural light, modern finishes, and a beautifully upgraded kitchen. Generously sized rooms, ample storage, and a versatile lower level offer exceptional flexibility and endless possibilities for a variety of living arrangements and lifestyle needs, enhancing the home's comfort and functionality. Enjoy a private deck with pleasant views and a prime location in one of Spring Valley's most desirable neighborhoods, close to shopping, parks, transportation, and everyday conveniences. This rare opportunity offers a modern home with exceptional space, comfort, and flexibility.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

2/10
Pomona Middle SchoolGrades 7-83.2 mi
3/10
Ramapo High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2021

Materials

  • Construction materials: Frame

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: None
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Storage Space,Walk-Out Access

Bathroom1

  • Level: First

Bathroom3

  • Level: Second

Bathroom4

  • Level: Second

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Central Vacuum,Granite Counters,High Ceilings,Storage
  • Attic: Pull Stairs
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,395
  • Total interior livable area: 2,395 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Office

  • Level: First

Property

Details

  • Parcel number: 39260505702200020010000214
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: Three Or More

Lot

  • Lot size: 7,579 sqft

Parking

  • Total spaces: 1
  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Rockland County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,053$84,636
Home Insurance *$349$4,188
Property Taxes $2,394$28,728
Electricity $395$4,749
Total$10,191$122,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$349,405/yr
40% on housing$305,730/yr
45% on housing$271,760/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.1%
0.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$582This listing

vs Other Active Listings

Avg $/sqft

ZIP 10977$424
Rockland County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 10977$445
Rockland County$362

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$1,395,000
2026-07-05Listed for sale$1,399,000

For Sale by Agent

AgentShimon Leibowitz
BrokerageNationwide Houses LLC

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