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291 Aspen Hill Dr, Shelby, MI, 49455

4beds
2baths
1,682sqft
$269,000
$160price/sqft
$1,870/moest. monthly cost
$74,800/yrincome needed

About This Home

Welcome to Shelby Acres, The Aspen! This home exudes classic country charm from the moment you step onto the front porch. Enter into a bright living space with cathedral ceilings, equipped kitchen, separate dining area and two main floor bedrooms and full bathroom. Designed for comfortable living, new appliances, quartz countertops, walk-in kitchen panty and bountiful natural light. As you head downstairs, it is well- lit and well-designed offering additional finished living space for an entertainment or recreational room as well as two complete bedrooms, a full bathroom, a laundry and mechanicals. The Aspen boosts of a detached garage and is located in a neighborhood close to Shelby Public Schools and welcoming downtown.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
7/10
Shelby Middle SchoolGrades 6-80.4 mi
6/10
Shelby High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition,Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder name: Stovall Construction Inc.

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Range,Refrigerator,Washer
  • Laundry features: Gas Dryer Hookup,In Basement,Washer Hookup

Basement

  • Basement: Full

Bathroom1

  • Level: Main
  • Area: 56.21
  • Dimensions: 7.30 x 7.70

Bathroom2

  • Level: Basement
  • Area: 62.62
  • Dimensions: 10.10 x 6.20

Bedroom2

  • Level: Main
  • Area: 102.01
  • Dimensions: 10.10 x 10.10

Bedroom3

  • Level: Basement
  • Area: 127.26
  • Dimensions: 10.10 x 12.60

Bedroom4

  • Level: Main
  • Area: 94.94
  • Dimensions: 10.10 x 9.40

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Area

  • Level: Main
  • Area: 92.13
  • Dimensions: 8.30 x 11.10

Features

  • Ceiling Fan(s),Eat-in Kitchen,Pantry
  • Window features: Insulated Windows
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 847

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 890
  • Total interior livable area: 1,682 sqft

Kitchen

  • Level: Main
  • Area: 104.34
  • Dimensions: 9.40 x 11.10

Laundry

  • Level: Basement
  • Area: 54.75
  • Dimensions: 7.50 x 7.30

Living Room

  • Level: Main
  • Area: 329.22
  • Dimensions: 17.70 x 18.60

Master Bedroom

  • Level: Main
  • Area: 127.26
  • Dimensions: 10.10 x 12.60

Recreation

  • Level: Basement
  • Area: 360.81
  • Dimensions: 17.10 x 21.10

Utility Room

  • Level: Basement
  • Area: 55.48
  • Dimensions: 7.60 x 7.30

Property

Details

  • Parcel number: 6404649504900
  • Zoning description: IMPROV RES

Features

  • Stories: 1

Lot

  • Lot size: 6,534 sqft
  • Features: Site Condo,Rolling Hills,Shrubs/Hedges
  • Lot size dimensions: 80 x 83.5

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Oceana County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,360$16,320
Home Insurance *$139$1,668
Property Taxes $183$2,196
Electricity $188$2,259
Total$1,870$22,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,114/yr
40% on housing$56,100/yr
45% on housing$49,866/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.3%
0.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 49455$124
Oceana County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 49455
Oceana County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Contingent$269,000
2026-06-30Listed for sale$269,000

New Construction

AgentGabriela Peterson
BrokerageFive Star Real Estate - Hart

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