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20 Seven Rice Ln, Worcester, MA, 01604

2beds
2baths
1,040sqft
$315,000
$303price/sqft
$2,416/moest. monthly cost
$96,640/yrincome needed

About This Home

Well-maintained fee-simple townhouse with no HOA fee, featuring 2 bedrooms, 1.5 bathrooms, an attached garage, private driveway, and a functional three-level layout, including the garage level. The main living level offers a bright living room, dining area, kitchen, and a convenient half bath. The upper level features two good-sized bedrooms and a full bathroom. Recent updates include roof replacement (2020) and front porch replacement (2022). Conveniently located near major highways, shopping, restaurants, schools, and public transportation. Ideal for investors. Unit 20-6 is also available for sale.

Getting Around

72
WalkingVery Walkable
45
TransitSome Transit
37
BikeSomewhat Bikeable

Schools

3/10
Union Hill SchoolGrades K-60.1 mi
4/10
1/10
North High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Concrete Perimeter

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other (See Remarks)
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 1,040

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,040
  • Total interior livable area: 1,040 sqft

Property

Details

  • Parcel number: M:35 B:001 L:0207
  • Attached to another structure: Yes
  • Zoning: RG-5
  • Exclusions: Tenant’s Belongings

Lot

  • Lot size: 2,400 sqft

Parking

  • Total spaces: 4
  • Parking features: Attached,Paved Drive,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$142$1,704
Property Taxes $328$3,936
Electricity $354$4,259
Total$2,416$28,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,834/yr
40% on housing$72,480/yr
45% on housing$64,426/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 01604$227
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01604$289
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-30Listed for sale$315,000

For Sale by Agent

AgentAngela Biqin Xie
BrokerageCircle Pointe Realty LLC

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