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502 Livingston Ct #N502, Edgewater, NJ, 07020

1beds
1baths
--sqft
$459,999
--price/sqft
$3,282/moest. monthly cost
$131,280/yrincome needed

About This Home

Welcome to Independence Harbor, a sought-after waterfront community in Edgewater offering breathtaking views of the Manhattan skyline. This spacious 1-bedroom plus den/office residence features a versatile layout, with the den offering the potential to be used as a second bedroom. The open-concept living and dining area, a private balcony, where you can enjoy stunning skyline views. Additional highlights include an in-unit washer and dryer, central air conditioning, and assigned parking. Residents of Independence Harbor enjoy an exceptional array of amenities, including an outdoor swimming pool, Jacuzzi, tennis courts, playground, BBQ and picnic area, and beautifully landscaped grounds. Ideally located just steps from the Edgewater Ferry for a quick commute to Manhattan, the community is also close to premier shopping, dining, and major transportation, offering the perfect blend of waterfront living and everyday convenience. Don't miss this opportunity to own in one of Edgewater's premier waterfront communities. Schedule your private showing today!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

Construction

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Elevator,One Floor Living

Property

Details

  • Other equipment: Intercom

Features

  • Patio & porch: Terrace
  • Exterior features: Tennis Court(s)
  • On waterfront: Yes
  • Waterfront features: River Front

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Coastal Flooding
Heat Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance *$39$468
Property Taxes $724$8,688
Electricity $193$2,318
Total$3,282$39,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,525/yr
40% on housing$98,460/yr
45% on housing$87,520/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07020$620
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07020$723
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listed for sale$459,999

For Sale by Agent

AgentKarolina Romaniak
BrokerageRE/MAX Home Experts

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