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60036 Umfress Rd, Amory, MS, 38821

4beds
2baths
2,280sqft
$239,000
$105price/sqft
$1,809/moest. monthly cost
$72,360/yrincome needed

About This Home

Enjoy country living in this like-new 2023 modular home situated on a 1-acre lot! Offering 2,280 sq. ft., this 4-bedroom, 2-bath home features an open-concept floor plan designed for comfortable living and entertaining. The spacious kitchen boasts a large island, abundant cabinetry, and all appliances remain. The private primary suite includes a walk-in closet, double vanity, tiled walk-in shower, and relaxing garden tub. Step outside to the impressive 12' x 48' back deck, perfect for enjoying the peaceful surroundings. The fenced yard is currently being completed. Move-in ready and in excellent condition, so don't miss the opportunity to own a beautiful home with modern features and plenty of space!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
Hatley High SchoolGrades K-123.6 mi
8/10
Smithville High SchoolGrades K-125.4 mi
8/10
Hamilton High SchoolGrades K-1218.1 mi

Construction

Condition

  • Year built: 2023

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,280
  • Total interior livable area: 2,280 sqft

Property

Details

  • Parcel number: 25903000001005

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 1 ac

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Heat Wave
Strong Wind

FEMA Declared Disasters in Monroe County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$294$3,528
Property Taxes $95$1,140
Electricity $212$2,544
Total$1,809$21,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,022/yr
40% on housing$54,270/yr
45% on housing$48,240/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -4.8%
-4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$105This listing

vs Other Active Listings

Avg $/sqft

ZIP 38821$108
Monroe County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 38821
Monroe County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listed for sale$239,000

For Sale by Agent

AgentStacy P. Forbus
BrokerageAMORY REALTY

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