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3073 Rosewood Dr, Versailles, KY, 40383

5beds
5baths
4,050sqft
$679,233
$168price/sqft
$4,433/moest. monthly cost
$177,320/yrincome needed

About This Home

Under Construction. Current progress photos can be made available upon request. The Bridgeport offers a luxurious first floor primary bedroom suite, open living areas, and three bedrooms and two baths plus loft on the second floor. Main floor living areas include a flex room open to the entry, and a large two-story family room opening to the kitchen and breakfast area. The kitchen features an island design, a large walk-in pantry, and easy access to the mudroom with drop zone, as well as the separate utility room with built in folding counter. The primary bedroom suite has a trey ceiling with 11' ceiling height, a beautiful bay window with Palladian window that can form a sitting nook, and a luxury bath with garden tub, separate shower, 7' double bowl vanity, and two defined closet spaces. Upstairs, three bedrooms and two full bath share access to a loft. Exterior details include a covered front porch, hip roof, and distinctive elongated windows on the first floor. Partially finished basement with Rec room, bedroom and full bath. Plumbing stage as of 7/28 Job# 6PR

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
6/10
10/10

Construction

Condition

  • Property condition: New Construction
  • Year built: 2026

Materials

  • Foundation: Other
  • Roof: Dimensional Style
  • Construction materials: Brick Veneer,Vinyl Siding

Other

  • Builder model: Bridgeport

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Walk-Out Access

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: Second

Bathroom4

  • Level: Lower

Bathroom5

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second

Den

  • Level: First

Family Room

  • Level: First

Features

  • Walk-In Closet(s)
  • Window features: Screens
  • Flooring: Carpet,Other
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 1,108
  • Finished area above ground: 2,942

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Zoned
  • Cooling features: Electric,Zoned

Interior Area

  • Total structure area: 4,050
  • Total interior livable area: 4,050 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: First

Recreation Room

  • Level: Lower

Utility Room

  • Level: First

Property

Features

  • Levels: Two
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.38 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,434$41,208
Home Insurance *$301$3,612
Property Taxes $379$4,548
Electricity $319$3,838
Total$4,433$53,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,988/yr
40% on housing$132,990/yr
45% on housing$118,213/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 40383$251
Woodford County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 40383$191
Woodford County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listed for sale$679,233

For Sale by Agent

AgentJoseph Smallwood
BrokerageChristies International Real Estate Bluegrass

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