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323 W Section Line Rd, Laurens, IA, 50554

1beds
1baths
733sqft
$27,000
$37price/sqft
$320/moest. monthly cost
$12,800/yrincome needed

About This Home

Great opportunity to invest in this convenient little bungalow to make your own! Buy cheaper than renting! All-on-one-level living with a living room, kitchen, dining room, bedroom, bathroom and rear mudroom area. Attached garage too.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

4/10
Pocahontas Area High SchoolGrades 7-1212.1 mi

Construction

Condition

  • Year built: 1944

Materials

  • Roof: Asphalt
  • Construction materials: Wood Siding,Frame/Wood,Stick Built

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom

  • Features: Main Floor Full Bath

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Open Floorplan,Separate

Features

  • Finished area below ground: 0
  • Finished area above ground: 733

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,319
  • Total interior livable area: 733 sqft

Property

Details

  • Parcel number: 0127103002
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: 50 x 100

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Strong Wind
Tornado
Winter Weather
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $136$1,632
Home Insurance *$40$480
Property Taxes $23$276
Electricity $121$1,452
Total$320$3,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$10,971/yr
40% on housing$9,600/yr
45% on housing$8,533/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.8%
14.8%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$37This listing

vs Other Active Listings

Avg $/sqft

ZIP 50554$72
Pocahontas County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 50554
Pocahontas County$67

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-30Listed for sale$27,000

For Sale by Agent

AgentDana Reinders
BrokerageEXIT Realty Midwest- Spencer/Emmetsburg

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