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1121 & 1131 Lake Dr, Harrison, MI, 48625

4beds
2baths
912sqft
$150,000
$164price/sqft
$1,216/moest. monthly cost
$48,640/yrincome needed

About This Home

Two lakefront cottages being sold together on Bertha Lake! What a deal! Both cottages furnished. Newer dock, 2 kayaks, small fishing boat and canoe included in sale. Lower cottage has been updated. Upper cottage has some updating to do but functions well. Each cottage has 2 bedrooms, full bath & full kitchens. End a great day of fishing (no wake lake) around the beachside fire pit.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
Farwell Elementary SchoolGrades PK-37.1 mi
4/10
Farwell Middle SchoolGrades 4-77.1 mi
7/10
Farwell High SchoolGrades 8-127.1 mi

Construction

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range/Oven,Refrigerator

Bathroom1

  • Level: Entry

Bathroom2

  • Level: Entry

Bedroom1

  • Level: Entry
  • Area: 90

Bedroom2

  • Level: Entry
  • Area: 81

Bedroom3

  • Level: Entry
  • Area: 81

Bedroom4

  • Level: Entry
  • Area: 72

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 912

Heating

  • Heating features: Electric

Interior Area

  • Total structure area: 912
  • Total interior livable area: 912 sqft

Property

Details

  • Parcel number: 01016000500&00402
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Dock/Pier Facility,Lake Front,Waterfront,Beach Access,No Wake Lake
  • Frontage type: Road
  • Frontage length: 120

Lot

  • Lot size: 0.32 Acres
  • Lot size dimensions: 120 x 117

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Lightning
Hail
Tornado

FEMA Declared Disasters in Clare County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$147$1,764
Property Taxes $123$1,476
Electricity $188$2,259
Total$1,216$14,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,691/yr
40% on housing$36,480/yr
45% on housing$32,426/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 48625$102
Clare County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 48625
Clare County$113

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$150,000
2026-06-30Listed for sale$150,000

For Sale by Agent

AgentMorgan Beilfuss
BrokerageThe Home Office Realty LLC

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