103 Whitebirch Dr, Houghton Lake, MI, 48629
About This Home
Charming Updated Cottage Near Houghton Lake. This very nicely updated and well-maintained 1-bedroom cottage offers 705 square feet of comfortable, efficient living space designed for easy everyday living or a relaxing getaway. Step outside and enjoy the exceptional patio area, complete with attractive gazebos--perfect for entertaining, outdoor dining, or simply unwinding. The property also features a detached garage with an attached workshop, providing plenty of space for projects and storage, along with a bonus room ideal for guests, hobbies, a home office, or additional storage. Additional highlights include a covered parking structure and two spacious lots, offering extra room for outdoor activities, gardening, or future possibilities. Nestled in a peaceful, quiet neighborhood.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1970
Materials
- Foundation: Slab
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Microwave,Oven,Refrigerator,Range,Washer
Bedroom1
- Level: Main
- Area: 110
- Dimensions: 11 x 10
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Walk In Closets
- Finished area below ground: 0
- Finished area above ground: 705
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total interior livable area: 705 sqft
Kitchen
- Area: 126
- Dimensions: 18 x 7
Laundry
- Level: Main
- Area: 42
- Dimensions: 7 x 6
Living Room
- Area: 228
- Dimensions: 19 x 12
Property
Details
- Parcel number: 011541691000
- Zoning description: Residential
- Special condition: Standard
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 0.60 Acres
- Features: Cleared
- Lot size dimensions: 220 x 123.5 x 170 x 154
Parking
- Total spaces: 1
- Parking features: One Car Garage,Detached,Garage
- Has garage: Yes
- Attached garage spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Roscommon County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $809 | $9,708 |
| Home Insurance * | $96 | $1,152 |
| Property Taxes | $118 | $1,416 |
| Electricity | $188 | $2,259 |
| Total | $1,211 | $14,532 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-30 | Listed for sale | $160,000 |
View on Zillow