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2205 Country Knoll Ln, Elgin, IL, 60123

3beds
2baths
2,020sqft
$399,995
$198price/sqft
$3,081/moest. monthly cost
$123,240/yrincome needed

About This Home

Step into style, space, and peace of mind-this fully gut-renovated multi-level home is the one you've been waiting for. Every inch of this 3-bedroom, 2-bathroom beauty has been thoughtfully updated, offering the perfect blend of modern finishes and functional living. From the moment you walk in, you'll notice the brand-new flooring flowing seamlessly throughout, complemented by fresh paint and all-new lighting that brightens every space. The completely updated kitchen features sleek stainless steel appliances, brand-new cabinetry, and contemporary finishes-perfect for both everyday living and entertaining. Both bathrooms have been fully refreshed with new vanities and faucets, delivering a clean, modern feel. Downstairs, enjoy a fully finished basement-ideal for a second living area, home office, gym, or entertainment space. Step outside and fall in love with the outdoor living setup. Relax under the covered deck with a ceiling fan, or host gatherings on the spacious, newly built back deck-your private retreat for morning coffee or summer evenings. A community center with a pool and recreation facilities is just a short 7-minute drive away, offering even more lifestyle convenience. This is more than just a home-it's a fresh start, completely move-in ready and designed for today's living. Don't miss your chance to make it yours.

Getting Around

26
WalkingCar-Dependent
25
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

4/10
3/10
Kimball Middle SchoolGrades 7-81.2 mi
3/10
Larkin High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1969

Materials

  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full

Bedroom2

  • Level: Second
  • Area: 168
  • Dimensions: 12X14

Bedroom3

  • Level: Second
  • Area: 120
  • Dimensions: 10X12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 156
  • Dimensions: 12X13

Family Room

  • Level: Lower
  • Area: 330
  • Dimensions: 22X15

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,020 sqft

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 14X13

Laundry

  • Level: Lower
  • Area: 54
  • Dimensions: 6X9

Living Room

  • Level: Main
  • Area: 312
  • Dimensions: 13X24

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Second
  • Area: 210
  • Dimensions: 14X15

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0616177010
  • Special condition: None

Lot

  • Lot size: 0.31 Acres

Parking

  • Total spaces: 2
  • Parking features: Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$178$2,136
Property Taxes $726$8,712
Electricity $155$1,864
Total$3,081$36,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,634/yr
40% on housing$92,430/yr
45% on housing$82,160/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 60123$139
Kane County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 60123$209
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Pending sale$414,995
2026-05-08Listed for sale$414,995
2026-04-22Contingent$414,995
2026-04-06Price change$414,995
2026-03-25Listed for sale$419,000
2025-12-22Sold$230,000
1995-06-29Sold$177,000

For Sale by Agent

AgentBrian Greene
BrokerageRealty of America

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