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227 Dunes Park Dr #18, Culver, IN, 46511

3beds
2baths
1,548sqft
$389,500
$252price/sqft
$2,597/moest. monthly cost
$103,880/yrincome needed

About This Home

Welcome to The Dunes — a 65-acre residential community where modern living meets natural tranquility. Enjoy a variety of homes surrounded by lush landscaping. At the center, the clubhouse offers a wrap-around porch, fitness center, full kitchen, pool, playground, and pickleball courts. Scenic golf cart paths wind through the neighborhood, and pet owners will appreciate the fully fenced dog park. The Dunes isn’t just a place to live — it’s a lifestyle of comfort, convenience, and community. Brand new 3-bedroom, 2-bath home featuring over 1,500 sq. ft. of contemporary living space on a crawl. This home comes with all kitchen appliances included. All of this for an exceptional price of just $389,500! The total lot dimension and approximate acreage are calculated by taking the total condominium parcel acreage and dividing it by the total number of units within that parcel.  Each unit owns an undivided interest in the parcel as a whole.  There are no lot lines for each unit as the land is owned by the association as a whole and through membership within that association.  Membership is obtained through the purchasing of a unit within the association parcel.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

6/10
Culver Elementary SchoolGrades PK-50.7 mi
5/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Electric Range

Basement

  • Has basement: Yes

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Main Level Bedroom Suite
  • Flooring: Carpet,Laminate,Other
  • Finished area below ground: 0
  • Finished area above ground: 1,548

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,096
  • Total interior livable area: 1,548 sqft

Property

Details

  • Parcel number: 502120402028.004014

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.43 Acres
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hail
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,969$23,628
Home Insurance *$227$2,724
Property Taxes $217$2,604
Electricity $184$2,212
Total$2,597$31,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,040/yr
40% on housing$77,910/yr
45% on housing$69,253/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 46511$185
Marshall County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 46511$196
Marshall County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listed for sale$389,500

New Construction

AgentChris Collins
BrokerageCOLLINS and CO REALTORS - PLYMOUTH

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