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106 S Main St, Rocky Ford, CO, 81067

--beds
0baths
1,648sqft
$181,000
$110price/sqft
$1,421/moest. monthly cost
$56,840/yrincome needed

About This Home

Well established commercial building in the heart of Rocky Ford. Located on a large 1/2 acre corner lot, this 1,648 sq ft building hosts a long term hair salon with all inventory remaining with the sale of the property. There is on street parking located at the front of the building and plenty of off street parking on the side and back of the building. The building boasts central air and heating, stucco exterior, and a metal roof. A break room and bathroom with full shower creates a lot of options for the next owner, whether it be used as-is or renovated to fit a new business. There is also a second level lofted area for overflow or product storage. This property is waiting for its next owner to carry on service in Rocky Ford and the Arkansas Valley. The building and lot is listed at certified appraised value. Driving Directions: From Highway 50, turn south onto Main Street. Travel across the railroad tracks. The property is on the east side of the road in between the railroad tracks and Front Avenue.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Other

Interior

Interior Area

  • Total structure area: 1,648
  • Total interior livable area: 1,648 sqft

Property

Lot

  • Lot size: 0.50 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Winter Weather
Hail
Inland Flooding
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $915$10,980
Home Insurance *$265$3,180
Property Taxes $55$660
Electricity $186$2,232
Total$1,421$17,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,720/yr
40% on housing$42,630/yr
45% on housing$37,893/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 81067$75
Otero County$78

vs Homes Sold Last Month

Median $/sqft

ZIP 81067
Otero County$95

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-30Listed for sale$181,000

For Sale by Agent

AgentBeth Howe
BrokerageGreat Plains Land Company

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