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447 Harbor View Dr, Prosperity, SC, 29127

5beds
4baths
4,001sqft
$1,495,000
$374price/sqft
$9,188/moest. monthly cost
$367,520/yrincome needed

About This Home

447 Harbor View DR is a beautiful waterfront lake home 1 acre lot located on Lake Murray in the prestigious Harbor View Estates of Prosperity. Currently under construction, this approximately 4,000 sqft custom designed home has many features you will love including 135 feet of waterfront living with a year-round water new boat dock only 15-30 minutes to everything you need. Home close to drywall stage and projected to be completed in September for move in. Home features include a beautiful tall vaulted family room with a floor to ceiling fireplace and soaring windows, a custom luxury kitchen on main level plus a 2nd kitchen on the terrace level, 2 laundry rooms, 2 living rooms, a main level office, 5 bedrooms, 4 bathrooms, a wine cellar or flex room, a fireplace in the primary bedroom, plus a gameroom/craftroom/workshop. Outside will be a long driveway leading to a large 3 car garage, and behind the home on the lake a brand new dock with Gazebo sitting area and 10,000 lb boat lift. Interior finishes will be light and bright with a current contemporary style. A wood look plank waterproof flooring, high quality carpet in guest bedrooms, and custom tile where needed. The lot will consist of existing trees and grass with some landscape will be installed in front and back with a finished driveway on the right side of the lot. There are community events, a covered picnic area, launch ramp, boat storage, and more!! Homes like this don't come available often, schedule your appointment to review the plans and current construction today!!! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

8/10
8/10
Mid-Carolina High SchoolGrades 9-128.9 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Brick-Partial-AbvFound

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Gas Range,Dishwasher,Disposal,Refrigerator,Microwave Pull out,Pot Filler,Tankless Water Heater
  • Laundry features: Heated Space,Utility Room,Lower Level

Basement

  • Has basement: Yes

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Lower

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Level: Main

Features

  • Flooring: Luxury Vinyl,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Gas Log-Propane
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,001
  • Total interior livable area: 4,001 sqft

Kitchen

  • Features: Eat-in Kitchen,Kitchen Island,Pantry,Cabinets-Painted,Second Kitchen,Counter Tops-Quartz
  • Level: Main,Lower

Living Room

  • Features: Fireplace,Ceiling-Vaulted,Ceilings-High (over 9 Ft)
  • Level: Main

Master Bedroom

  • Features: Balcony-Deck,Bay Window,Double Vanity,Fireplace,French Doors,Tub-Garden,Bath-Private,Separate Shower,Walk-In Closet(s),Closet-Private
  • Level: Main

Property

Details

  • Parcel number: 422427

Features

  • Stories: 3
  • Patio & porch: Deck
  • Exterior features: Dock
  • On waterfront: Yes
  • Waterfront features: On Lake Murray
  • Frontage length: 135

Lot

  • Lot size: 1 Acres
  • Features: On Water

Parking

  • Total spaces: 10
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Ice Storm
Lightning
Earthquake
Hail
Hurricane
Heat Wave
Strong Wind

FEMA Declared Disasters in Newberry County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,559$90,708
Home Insurance *$585$7,020
Property Taxes $660$7,920
Electricity $384$4,616
Total$9,188$110,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$315,017/yr
40% on housing$275,640/yr
45% on housing$245,013/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$374This listing

vs Other Active Listings

Avg $/sqft

ZIP 29127$204
Newberry County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 29127$170
Newberry County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-30Listed for sale$1,495,000

New Construction

AgentGreg Krome
BrokerageColdwell Banker Realty

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