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812 Left Fork Humbug Creek Rd, Jacksonville, OR, 97530

2beds
2baths
2,036sqft
$399,000
$196price/sqft
$2,533/moest. monthly cost
$101,320/yrincome needed

About This Home

Full of cherished memories & ready for new beginnings. Well loved 2bd, 2bth cedar-sided home offers character & opportunity. Central living area featuring open beam ceiling & dramatic floor-to-ceiling windows & open to kitchen creates an inviting gathering space. 2 distinct wings add personality & flexibility, with a wet bar & open balcony, the other offering a private main-level bedroom, cozy den & unique upstairs bd w/ ''peek-a-boo'' loft. Front & side decks, plus covered rear patio for outdoor enjoyment. Large carport w/ attached shop provides excellent workspace & storage w/ additional storage found throughout the property. Detached ADU includes bth, kitchenette, loft sleeping & its own covered porch. Set a comfortable distance from the main home for added privacy. Fenced areas for small animals, ample parking & direct BLM land access enhance the property's appeal. A wonderful opportunity for someone ready to bring fresh vision & renewed life to a home filled w/ charm & potential.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
6/10
Hidden Valley High SchoolGrades 9-129.7 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition,Tile
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Northwest,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Microwave,Oven,Range,Refrigerator,Washer,Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • Shower/Tub Combo,Tile Counters,Vaulted Ceiling(s)
  • Flooring: Carpet,Hardwood
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Baseboard,Pellet Stove
  • Cooling features: None,Other

Interior Area

  • Total structure area: 1,636
  • Total interior livable area: 2,036 sqft

Property

Details

  • Parcel number: 10680641
  • Zoning description: F-5
  • Special condition: Standard
  • Exclusions: seller's personal property

Features

  • Levels: Multi/Split
  • Pool features: None
  • Patio & porch: Deck
  • Fencing: Fenced
  • Has view: Yes
  • View description: Forest,Mountain(s),Panoramic,Territorial

Lot

  • Lot size: 4.78 Acres
  • Features: Adjoins Public Lands,Native Plants,Sloped

Parking

  • Total spaces: 2
  • Parking features: Driveway,Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Winter Weather
Earthquake
Heat Wave

FEMA Declared Disasters in Jackson County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$90$1,080
Property Taxes $242$2,904
Electricity $184$2,217
Total$2,533$30,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,845/yr
40% on housing$75,990/yr
45% on housing$67,546/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 97530$283
Jackson County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 97530$310
Jackson County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-02Price change$399,000
2025-12-18Price change$429,000
2025-11-13Listed for sale$449,000

For Sale by Agent

AgentJeff O Vinyard
BrokerageRamsay Realty Branch

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