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77 Schwinn Dr, Clark, NJ, 07066

4beds
3baths
1,800sqft
$845,000
$469price/sqft
$6,085/moest. monthly cost
$243,400/yrincome needed

About This Home

Come see this wonderful 4 bedroom/ 3 bath ranch home! This home features; large formal living room with hardwood floors, gourmet open comcept eat in kitchen with wood cabinetry, stainless appliances, stone counters and a tile backsplash, large family room with sliders to the deck and pool, master bedroom with full bath, 3 other nice sized bedrooms. There is a full basement that is partially finished with a 3rd full bath. Park like property sitting in an amazing neighborhood.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

7/10
7/10

Construction

Condition

  • Year built: 1963

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range/Oven-Gas,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Yes,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Kitchen

  • Features: Breakfast Bar,Eat-in Kitchen

Property

Details

  • Parcel number: 2902000060000000100000
  • Exclusions: none

Features

  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Deck

Lot

  • Lot size: 0.37 Acres
  • Lot size dimensions: 108 x 150

Parking

  • Total spaces: 1
  • Parking features: 1 Car Width
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,272$51,264
Home Insurance *$186$2,232
Property Taxes $1,429$17,148
Electricity $198$2,381
Total$6,085$73,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$208,628/yr
40% on housing$182,550/yr
45% on housing$162,266/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$469This listing

vs Other Active Listings

Avg $/sqft

ZIP 07066$404
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07066$395
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Price change$827,777
2026-08-02Price change$845,000
2026-07-01Listed for sale$888,888

For Sale by Agent

AgentWilliam Kilbride
BrokerageCompass New Jersey Llc

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