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3629 Azalea Ridge Dr, Mount Holly, NC, 28120

4beds
4baths
2,642sqft
$439,500
$166price/sqft
$2,897/moest. monthly cost
$115,880/yrincome needed

About This Home

Welcome home to this stunning "like-new" residence in charming Mount Holly! Thoughtfully designed for modern living, this beautiful home is truly move-in ready - blinds are installed, the yard is established, and all that's missing is your furniture and personal touch! Featuring a unique and versatile floorplan with TWO Primary Suites, this home is perfect for multi-generational living, accommodating guests, or creating a wonderful private retreat. The spacious main level Primary Suite offers convenience and accessibility, while the upstairs Primary provides an additional private sanctuary space. When you step inside you'll discover a Flex Room up front and bright open-concept living area with a seamless flow from the Kitchen to the Living Room - ideal for everyday living and entertaining. Neutral finishes throughout provide a wonderful blank canvas for your personal style. Upstairs you'll find a generous Loft area that can easily be home Office, Media Room, Playroom or whatever fits your lifestyle! Two additional spacious BR's and another full Bath with dual sinks complete the upper level - every BR (+ the Loft!) features a walk-in closet, providing exceptional storage. Finally, step outside to the peaceful backyard beyond - ready to be reimagined into your own sanctuary space! Rear yard space includes base patio overlooking the wooded backdrop - all secluded with the presence of neighbor fences on both sides. Neighborhood amenities include playground area and walking trails - also nearby is the fabulous Whitewater Center for water fun, walking/biking trails, kayaking & paddle boarding, plus concerts and fabulous festivals. Azalea Ridge is also close and convenient to CLT Airport and easy access to uptown Charlotte via nearby roadways. All this plus a one-year 2-10 Homebuyer Warranty included for comfort and peace of mind! Sellers are ready to welcome you HOME!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

8/10
5/10
5/10
East Gaston High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement,Stone Veneer

Other

  • Builder name: DR Horton

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Microwave,Refrigerator with Ice Maker,Self Cleaning Oven,Washer/Dryer
  • Laundry features: Laundry Closet,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Features: Walk-In Closet(s)
  • Level: Upper

Bedroom S

  • Features: Walk-In Closet(s)
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Area

  • Level: Main

Features

  • Breakfast Bar
  • Flooring: Carpet,Laminate,Vinyl
  • Fireplace features: Gas Log,Living Room
  • Finished area below ground: 0
  • Finished area above ground: 2,642

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,642
  • Total interior livable area: 2,642 sqft

Kitchen

  • Features: Breakfast Bar
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Loft

  • Features: Walk-In Closet(s)
  • Level: Upper

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: Main

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: Upper

Property

Details

  • Parcel number: 308071
  • Zoning: SFR
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.22 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,222$26,664
Home Insurance *$147$1,764
Property Taxes $282$3,384
Electricity $246$2,952
Total$2,897$34,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,325/yr
40% on housing$86,910/yr
45% on housing$77,253/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 28120$172
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28120$199
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$439,500
2026-07-03Listed for sale$449,000

For Sale by Agent

AgentMaureen Regele
BrokerageBon Maison Properties, Inc.

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