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9446 28th Avenue SE, Lacey, WA, 98513

2beds
2baths
1,749sqft
$599,999
$343price/sqft
$3,722/moest. monthly cost
$148,880/yrincome needed

About This Home

What's Special: Covered Patio | Flat Lot | Dedicated Study | Gourmet Kitchen. New Construction – Ready Now! Built by Taylor Morrison, America's Most Trusted Home Builder. Welcome to the Aspen II at 9446 28th Avenue SE in Ovation at Oak Tree! The open kitchen, dining, and great room create a bright and connected living space that is perfect for everyday living and hosting. A large island anchors the kitchen, offering generous prep space and seating, while the covered patio extends the living area outdoors. The private primary suite is thoughtfully tucked away with a spacious walk-in closet and a relaxing bath. A versatile study and secondary bedroom provide flexibility for work, guests, or hobbies. Practical touches like a dedicated laundry room and 2 car garage add ease to daily living. Experience a vibrant 55+ lifestyle surrounded by natural beauty at Ovation at Oak Tree. Explore a scenic 40-acre Oak Preserve with walking trails, enjoy resort-style amenities, and connect with neighbors at the Villages Club and Pavilion Club. Stay active with an indoor pool, fitness center, pickleball, bocce ball, a dog park, and more. Additional Highlights Include: Gourmet kitchen, extended covered patio and fireplace. Virtually staged photos are for representative purposes only. Builder broker registration policy requires, if represented, your broker register you with Community Site agent prior to OR with you, on your 1st visit. MLS#2548257

Getting Around

0
WalkingCar-Dependent
19
TransitMinimal Transit
26
BikeSomewhat Bikeable

Schools

5/10
Nisqually Middle SchoolGrades 6-82.3 mi
4/10
River Ridge High SchoolGrades 9-122.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Cement/Concrete,Cement Planked,Wood Siding,Wood Products,Cement Plank

Notable Dates

  • Major remodel year: 2026

Other

  • Builder name: Taylor Morrison

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Stove(s)/Range(s),Dishwasher(s),Garbage Disposal,Microwave(s),Water Heater: Electric,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main
  • Area: 110
  • Dimensions: 11.00 x 10.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Den Office

  • Level: Main
  • Area: 100
  • Dimensions: 10.00 x 10.00

Dining Room

  • Level: Main
  • Area: 208
  • Dimensions: 16.00 x 13.00

Features

  • Bath Off Primary
  • Door features: French Doors
  • Flooring: Ceramic Tile,Laminate,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric,Main Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main
  • Area: 238
  • Dimensions: 17.00 x 14.00

Heating & Cooling

  • Heating features: Fireplace,Heat Pump,Electric,Natural Gas
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,749
  • Total interior livable area: 1,749 sqft

Kitchen With Eating Space

  • Level: Main

Master Bedroom

  • Level: Main
  • Area: 144
  • Dimensions: 12.00 x 12.00

Property

Details

  • Parcel number: 65740049400
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Bath Off Primary,Fireplace,French Doors,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater

Lot

  • Lot size: 5,627 sqft
  • Features: Curbs,Paved,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Thurston County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$131$1,572
Property Taxes $409$4,908
Electricity $149$1,793
Total$3,722$44,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,611/yr
40% on housing$111,660/yr
45% on housing$99,253/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$343This listing

vs Other Active Listings

Avg $/sqft

ZIP 98513$291
Thurston County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 98513$317
Thurston County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$599,999
2026-07-08Price change$599,999
2026-07-01Listed for sale$635,999

New Construction

AgentJeffrey Tellvik
BrokerageCascadian King Company, L.L.C.

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